Mortgage lending in Doña Ana County, New Mexico
Lenders in Doña Ana County, New Mexico reported 7,719 mortgage applications for 2025, according to the CFPB.
7,719 mortgage applications and 4,013 loans originated in 2025; the denial rate was 26.0% of 5,841 applications decided. The median loan was about $225,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Las Cruces, NM MSA.
- 7,719
- Applications
- 4,013
- Loans originated
- 26.0%
- Denial rate
- 1,517 denied of 5,841 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 7,719 | 4,013 |
| 2024 | 7,606 | 3,855 |
| 2023 | 6,627 | 3,258 |
| 2022 | 8,853 | 4,566 |
| 2021 | 13,360 | 7,490 |
| 2020 | 11,328 | 6,604 |
| 2019 | 7,082 | 4,108 |
| 2018 | 6,456 | 3,648 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Rocket Mortgage | 343 | 497 |
| Citizens Bank of Las Cruces | 312 | 361 |
| United Wholesale Mortgage | 276 | 367 |
| Guild Mortgage Company | 267 | 374 |
| Primelending | 167 | 215 |
| Crosscountry Mortgage, LLC | 156 | 239 |
| 21ST Mortgage | 96 | 505 |
| Waterstone Mortgage Corporation | 88 | 130 |
| Change Lending | 81 | 131 |
| Firstlight Federal Credit Unio | 76 | 235 |
| Mortgage Research Center | 75 | 170 |
| Nusenda Federal Credit Union | 64 | 114 |
| loanDepot.com LLC | 61 | 112 |
| NOVA Financial & Investment Corporation | 60 | 91 |
| CMG Mortgage Inc | 58 | 89 |
| JPMorgan Chase Bank, NA | 56 | 80 |
| New American Funding, LLC. | 54 | 152 |
| Navy Federal Credit Union | 53 | 130 |
| Sun American Mortgage Company | 53 | 60 |
| Freedom Mortgage Corporation | 51 | 139 |
| Pennymac Loan Services LLC | 50 | 138 |
| The Loan Store, Inc | 45 | 64 |
| Rocky Mountain Mortgage Company | 43 | 59 |
| Gecu | 43 | 87 |
| US Bank, N.A. | 41 | 123 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 123 | 27.0% of 89 decided |
| Asian | 95 | 22.1% of 68 decided |
| Black or African American | 143 | 32.1% of 106 decided |
| Native Hawaiian or Other Pacific Islander | withheld | |
| White | 5,466 | 23.5% of 4,251 decided |
| 2 or more minority races | 15 | no rate: base under 50 |
| Joint | 170 | 20.7% of 135 decided |
| Free Form Text Only | under 10 | |
| Race Not Available | 1,690 | 34.9% of 1,166 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 4,146 | 30.5% of 3,161 decided |
| Not Hispanic or Latino | 2,132 | 17.4% of 1,628 decided |
| Joint | withheld | |
| Ethnicity Not Available | 1,060 | 27.9% of 748 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 2,707 | 27.0% of 2,023 decided |
| Female | 1,880 | 28.2% of 1,422 decided |
| Joint | 2,603 | 22.0% of 2,021 decided |
| Sex Not Available | 529 | 33.6% of 375 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 781 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved