Mortgage lending in Los Alamos County, New Mexico
Lenders in Los Alamos County, New Mexico reported 785 mortgage applications for 2025, according to the CFPB.
785 mortgage applications and 503 loans originated in 2025; the denial rate was 14.1% of 618 applications decided. The median loan was about $395,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Los Alamos County, NM.
- 785
- Applications
- 503
- Loans originated
- 14.1%
- Denial rate
- 87 denied of 618 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 785 | 503 |
| 2024 | 712 | 492 |
| 2023 | 640 | 437 |
| 2022 | 882 | 617 |
| 2021 | 1,600 | 1,109 |
| 2020 | 1,675 | 1,210 |
| 2019 | 997 | 691 |
| 2018 | 841 | 566 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Waterstone Mortgage Corporation | 93 | 100 |
| Del Norte Credit Union | 62 | 76 |
| Sunflower Bank, N.A. | 56 | 72 |
| Rocket Mortgage | 41 | 58 |
| United Wholesale Mortgage | 17 | 23 |
| Enterprise Bank & Trust | 15 | 22 |
| Bokf NA | 13 | 25 |
| Navy Federal Credit Union | 10 | 25 |
| Freedom Mortgage Corporation | 10 | 14 |
| Figure Lending LLC | 8 | 12 |
| Mortgage Research Center | 8 | 15 |
| US Bank, N.A. | 8 | 10 |
| Pennymac Loan Services LLC | 8 | 13 |
| Nationstar Mortgage | 7 | 8 |
| Mutual of Omaha Mortgage | 6 | 7 |
| 21ST Mortgage | 6 | 30 |
| Nusenda Federal Credit Union | 5 | 7 |
| JPMorgan Chase Bank, NA | 5 | 8 |
| Wells Fargo Bank NA | 5 | 6 |
| PHH Mortgage Corporation | 5 | 7 |
| NBKC Bank | 4 | 5 |
| Loan Funder LLC | 4 | 4 |
| Summit Funding.inc | 4 | 6 |
| Spring Eq, LLC | 4 | 10 |
| Bank of America NA | 4 | 7 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | 29 | no rate: base under 50 |
| Black or African American | under 10 | |
| White | 544 | 12.0% of 433 decided |
| 2 or more minority races | under 10 | |
| Joint | 28 | no rate: base under 50 |
| Race Not Available | 174 | 23.1% of 134 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 85 | 20.0% of 55 decided |
| Not Hispanic or Latino | 483 | 11.0% of 400 decided |
| Joint | 46 | no rate: base under 50 |
| Ethnicity Not Available | 171 | 20.6% of 131 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 254 | 15.1% of 212 decided |
| Female | 133 | 17.9% of 95 decided |
| Joint | 295 | 7.3% of 232 decided |
| Sex Not Available | 103 | 26.6% of 79 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 89 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved