Mortgage lending in Lea County, New Mexico
Lenders in Lea County, New Mexico reported 1,887 mortgage applications for 2025, according to the CFPB.
1,887 mortgage applications and 840 loans originated in 2025; the denial rate was 34.6% of 1,394 applications decided. The median loan was about $195,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Lea County, NM.
- 1,887
- Applications
- 840
- Loans originated
- 34.6%
- Denial rate
- 483 denied of 1,394 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,887 | 840 |
| 2024 | 1,942 | 887 |
| 2023 | 1,646 | 737 |
| 2022 | 1,857 | 889 |
| 2021 | 2,702 | 1,429 |
| 2020 | 2,455 | 1,217 |
| 2019 | 2,083 | 1,121 |
| 2018 | 1,616 | 849 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Paramount Residential Mortgage | 118 | 133 |
| Geneva Financial LLC | 90 | 130 |
| Rocket Mortgage | 71 | 128 |
| Crosscountry Mortgage, LLC | 58 | 75 |
| Primelending | 55 | 76 |
| 21ST Mortgage | 47 | 408 |
| Directors Mortgage, Inc | 32 | 36 |
| Neighborhood Loans, Inc | 30 | 58 |
| Pennymac Loan Services LLC | 22 | 62 |
| United Wholesale Mortgage | 19 | 30 |
| Freedom Mortgage Corporation | 18 | 50 |
| Southwest Funding LP | 14 | 15 |
| Mortgage Research Center | 14 | 24 |
| JPMorgan Chase Bank, NA | 14 | 18 |
| Western Commerce Bank | 12 | 12 |
| Primary Residential Mortgage, INC. | 12 | 25 |
| JMAC Lending, Inc. | 11 | 13 |
| Newrez LLC | 11 | 31 |
| Movement Mortgage, LLC | 10 | 18 |
| Nationstar Mortgage | 10 | 16 |
| First American Bank | 8 | 12 |
| Southwest Stage Funding LLC | 7 | 18 |
| Navy Federal Credit Union | 7 | 9 |
| loanDepot.com LLC | 7 | 23 |
| Village Capital & Investment | 7 | 15 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 26 | no rate: base under 50 |
| Asian | 26 | no rate: base under 50 |
| Black or African American | 26 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 1,238 | 28.9% of 927 decided |
| 2 or more minority races | under 10 | |
| Joint | 38 | no rate: base under 50 |
| Race Not Available | 524 | 47.5% of 364 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 1,069 | 36.1% of 770 decided |
| Not Hispanic or Latino | 423 | 29.4% of 337 decided |
| Joint | 100 | 29.7% of 74 decided |
| Ethnicity Not Available | 295 | 39.4% of 213 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 879 | 33.2% of 651 decided |
| Female | 291 | 43.9% of 212 decided |
| Joint | 502 | 26.1% of 380 decided |
| Sex Not Available | 215 | 49.7% of 151 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1167 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved