Mortgage lending in Rio Arriba County, New Mexico
Lenders in Rio Arriba County, New Mexico reported 817 mortgage applications for 2025, according to the CFPB.
817 mortgage applications and 338 loans originated in 2025; the denial rate was 35.2% of 566 applications decided. The median loan was about $230,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Rio Arriba County, NM.
- 817
- Applications
- 338
- Loans originated
- 35.2%
- Denial rate
- 199 denied of 566 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 817 | 338 |
| 2024 | 736 | 333 |
| 2023 | 655 | 291 |
| 2022 | 939 | 433 |
| 2021 | 1,300 | 629 |
| 2020 | 1,044 | 522 |
| 2019 | 883 | 358 |
| 2018 | 790 | 317 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Rocket Mortgage | 43 | 69 |
| 21ST Mortgage | 43 | 160 |
| Del Norte Credit Union | 27 | 44 |
| United Wholesale Mortgage | 21 | 31 |
| Waterstone Mortgage Corporation | 17 | 25 |
| Guadalupe Credit Union | 15 | 15 |
| Guild Mortgage Company | 11 | 18 |
| Primary Residential Mortgage, INC. | 9 | 11 |
| Mortgage Research Center | 9 | 24 |
| Bokf NA | 8 | 15 |
| Sunflower Bank, N.A. | 6 | 12 |
| Geneva Financial LLC | 6 | 10 |
| Nusenda Federal Credit Union | 6 | 14 |
| loanDepot.com LLC | 5 | 15 |
| New American Funding, LLC. | 5 | 14 |
| Plaza Home Mortgage, Inc | 4 | 7 |
| Mutual of Omaha Mortgage | 4 | 8 |
| Vanderbilt Mortgage and Finance, Inc | 3 | 28 |
| State Employees Credit Union | 3 | 5 |
| Countryplace Mortgage, LTD. | 3 | 13 |
| Newrez LLC | 3 | 17 |
| CMG Mortgage Inc | 3 | 6 |
| American Pacific Mortgage Corporation | 3 | 3 |
| Lakeview Loan Servicing, LLC | 3 | 7 |
| Guaranteed Rate, Inc. | 3 | 5 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 47 | no rate: base under 50 |
| Asian | under 10 | |
| Black or African American | under 10 | |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 508 | 32.2% of 351 decided |
| 2 or more minority races | under 10 | |
| Joint | 21 | no rate: base under 50 |
| Race Not Available | 224 | 35.9% of 153 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 414 | 32.4% of 287 decided |
| Not Hispanic or Latino | 214 | 38.9% of 144 decided |
| Joint | withheld | |
| Ethnicity Not Available | 152 | 38.8% of 103 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 278 | 37.7% of 191 decided |
| Female | 206 | 37.7% of 138 decided |
| Joint | 261 | 28.6% of 185 decided |
| Sex Not Available | 72 | 42.3% of 52 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 738 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved