Mortgage lending in Torrance County, New Mexico
Lenders in Torrance County, New Mexico reported 845 mortgage applications for 2025, according to the CFPB.
845 mortgage applications and 355 loans originated in 2025; the denial rate was 37.1% of 596 applications decided. The median loan was about $185,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Albuquerque, NM MSA.
- 845
- Applications
- 355
- Loans originated
- 37.1%
- Denial rate
- 221 denied of 596 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 845 | 355 |
| 2024 | 693 | 270 |
| 2023 | 555 | 225 |
| 2022 | 724 | 310 |
| 2021 | 749 | 331 |
| 2020 | 635 | 320 |
| 2019 | 445 | 189 |
| 2018 | 348 | 158 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Waterstone Mortgage Corporation | 58 | 85 |
| Guild Mortgage Company | 26 | 38 |
| 21ST Mortgage | 25 | 90 |
| Primary Residential Mortgage, INC. | 18 | 24 |
| United Wholesale Mortgage | 18 | 28 |
| Rocket Mortgage | 17 | 33 |
| Sunward | 13 | 34 |
| Mortgage Research Center | 13 | 21 |
| Directors Mortgage, Inc | 12 | 20 |
| CMG Mortgage Inc | 8 | 11 |
| Bokf NA | 8 | 10 |
| Vanderbilt Mortgage and Finance, Inc | 7 | 90 |
| Plaza Home Mortgage, Inc | 7 | 9 |
| Equity Prime Mortgage LLC | 7 | 14 |
| Southwest Stage Funding LLC | 6 | 19 |
| loanDepot.com LLC | 6 | 11 |
| American Pacific Mortgage Corporation | 6 | 12 |
| V.i.p. Mortgage, Inc. | 6 | 6 |
| Sunflower Bank, N.A. | 5 | 5 |
| Nusenda Federal Credit Union | 5 | 9 |
| Calcon Mutual Mortgage LLC | 5 | 5 |
| Primelending | 4 | 4 |
| Movement Mortgage, LLC | 4 | 5 |
| VanDyk Mortgage Corporation | 4 | 6 |
| Guadalupe Credit Union | 4 | 4 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 15 | no rate: base under 50 |
| Asian | under 10 | |
| Black or African American | 16 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 603 | 34.1% of 422 decided |
| Joint | 28 | no rate: base under 50 |
| Race Not Available | 179 | 40.8% of 130 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 314 | 40.5% of 227 decided |
| Not Hispanic or Latino | 329 | 37.3% of 233 decided |
| Joint | 63 | no rate: base under 50 |
| Ethnicity Not Available | 139 | 36.6% of 93 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 320 | 35.8% of 221 decided |
| Female | 168 | 47.6% of 124 decided |
| Joint | 284 | 31.3% of 201 decided |
| Sex Not Available | 73 | 40.0% of 50 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1285 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved