Mortgage lending in Sandoval County, New Mexico
Lenders in Sandoval County, New Mexico reported 8,599 mortgage applications for 2025, according to the CFPB.
8,599 mortgage applications and 5,039 loans originated in 2025; the denial rate was 19.9% of 6,629 applications decided. The median loan was about $275,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Albuquerque, NM MSA.
- 8,599
- Applications
- 5,039
- Loans originated
- 19.9%
- Denial rate
- 1,318 denied of 6,629 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 8,599 | 5,039 |
| 2024 | 7,999 | 4,673 |
| 2023 | 6,652 | 3,899 |
| 2022 | 9,033 | 5,231 |
| 2021 | 15,243 | 9,557 |
| 2020 | 13,744 | 8,629 |
| 2019 | 8,841 | 5,455 |
| 2018 | 7,441 | 4,410 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Rocket Mortgage | 359 | 493 |
| United Wholesale Mortgage | 333 | 453 |
| Guild Mortgage Company | 284 | 419 |
| Waterstone Mortgage Corporation | 259 | 334 |
| Nusenda Federal Credit Union | 252 | 383 |
| Pulte Mortgage LLC | 185 | 272 |
| Primary Residential Mortgage, INC. | 163 | 248 |
| Sunward | 163 | 230 |
| DHI Mortgage Company, LTD. | 138 | 233 |
| Bokf NA | 127 | 216 |
| CMG Mortgage Inc | 121 | 166 |
| Sandia Area Federal Credit Uni | 101 | 161 |
| Calcon Mutual Mortgage LLC | 97 | 124 |
| loanDepot.com LLC | 94 | 151 |
| Kirtland Federal Credit Union | 89 | 123 |
| Mortgage Research Center | 81 | 193 |
| Freedom Mortgage Corporation | 80 | 233 |
| Pennymac Loan Services LLC | 74 | 160 |
| JPMorgan Chase Bank, NA | 70 | 105 |
| Homeamerican Mortgage Corporation | 66 | 97 |
| Nationstar Mortgage | 66 | 95 |
| Navy Federal Credit Union | 65 | 140 |
| Builders Choice Mortgage LLC | 65 | 92 |
| U.S. Eagle Federal Credit Union | 64 | 88 |
| Movement Mortgage, LLC | 51 | 65 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 283 | 39.7% of 219 decided |
| Asian | 204 | 22.7% of 154 decided |
| Black or African American | 210 | 24.9% of 169 decided |
| Native Hawaiian or Other Pacific Islander | withheld | |
| White | 5,809 | 17.3% of 4,591 decided |
| 2 or more minority races | 34 | no rate: base under 50 |
| Joint | 244 | 16.5% of 182 decided |
| Free Form Text Only | under 10 | |
| Race Not Available | 1,791 | 25.0% of 1,270 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 2,953 | 20.8% of 2,314 decided |
| Not Hispanic or Latino | 3,573 | 18.3% of 2,793 decided |
| Joint | 653 | 15.7% of 521 decided |
| Ethnicity Not Available | 1,420 | 24.4% of 1,001 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 2,835 | 19.9% of 2,185 decided |
| Female | 1,945 | 23.1% of 1,516 decided |
| Joint | 3,161 | 16.4% of 2,497 decided |
| Sex Not Available | 658 | 28.5% of 431 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 425 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved