Mortgage lending in San Miguel County, New Mexico
Lenders in San Miguel County, New Mexico reported 686 mortgage applications for 2025, according to the CFPB.
686 mortgage applications and 250 loans originated in 2025; the denial rate was 40.5% of 472 applications decided. The median loan was about $165,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: San Miguel County, NM.
- 686
- Applications
- 250
- Loans originated
- 40.5%
- Denial rate
- 191 denied of 472 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 686 | 250 |
| 2024 | 580 | 224 |
| 2023 | 655 | 253 |
| 2022 | 811 | 306 |
| 2021 | 1,123 | 471 |
| 2020 | 971 | 428 |
| 2019 | 699 | 345 |
| 2018 | 727 | 324 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| 21ST Mortgage | 22 | 92 |
| Rocket Mortgage | 21 | 37 |
| State Employees Credit Union | 19 | 42 |
| Directors Mortgage, Inc | 16 | 27 |
| Crosscountry Mortgage, LLC | 12 | 16 |
| Waterstone Mortgage Corporation | 11 | 15 |
| United Wholesale Mortgage | 11 | 15 |
| Vanderbilt Mortgage and Finance, Inc | 10 | 110 |
| Guild Mortgage Company | 9 | 14 |
| Del Norte Credit Union | 8 | 13 |
| Southwest Stage Funding LLC | 8 | 17 |
| loanDepot.com LLC | 7 | 12 |
| Bokf NA | 7 | 7 |
| Mortgage Research Center | 5 | 10 |
| V.i.p. Mortgage, Inc. | 5 | 8 |
| Guadalupe Credit Union | 5 | 5 |
| Wells Fargo Bank NA | 5 | 7 |
| Nusenda Federal Credit Union | 4 | 7 |
| Zillow Home Loans, LLC | 3 | 3 |
| Primary Residential Mortgage, INC. | 3 | 3 |
| U.S. Eagle Federal Credit Union | 3 | 4 |
| Plaza Home Mortgage, Inc | 3 | 3 |
| JPMorgan Chase Bank, NA | 3 | 8 |
| Ark-LA-Tex Financial Services LLC | 2 | 2 |
| Navy Federal Credit Union | 2 | 6 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 11 | no rate: base under 50 |
| Asian | under 10 | |
| Black or African American | under 10 | |
| White | 463 | 38.3% of 326 decided |
| Joint | under 10 | |
| Race Not Available | 200 | 45.7% of 129 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 427 | 43.2% of 296 decided |
| Not Hispanic or Latino | 122 | 32.1% of 81 decided |
| Joint | 23 | no rate: base under 50 |
| Ethnicity Not Available | 114 | 43.4% of 76 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 184 | 37.8% of 135 decided |
| Female | 217 | 48.6% of 148 decided |
| Joint | 226 | 33.1% of 154 decided |
| Sex Not Available | 59 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1609 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved