Mortgage lending in McKinley County, New Mexico
Lenders in McKinley County, New Mexico reported 934 mortgage applications for 2025, according to the CFPB.
934 mortgage applications and 288 loans originated in 2025; the denial rate was 53.6% of 675 applications decided. The median loan was about $145,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: McKinley County, NM.
- 934
- Applications
- 288
- Loans originated
- 53.6%
- Denial rate
- 362 denied of 675 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 934 | 288 |
| 2024 | 791 | 221 |
| 2023 | 844 | 206 |
| 2022 | 1,104 | 345 |
| 2021 | 1,281 | 479 |
| 2020 | 1,066 | 394 |
| 2019 | 760 | 297 |
| 2018 | 728 | 313 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Vanderbilt Mortgage and Finance, Inc | 34 | 329 |
| Rocket Mortgage | 30 | 43 |
| Bank of Colorado | 25 | 45 |
| Waterstone Mortgage Corporation | 22 | 32 |
| 21ST Mortgage | 17 | 82 |
| Bokf NA | 16 | 22 |
| Guild Mortgage Company | 15 | 19 |
| Calcon Mutual Mortgage LLC | 15 | 20 |
| Mortgage Research Center | 13 | 27 |
| CMG Mortgage Inc | 8 | 8 |
| First Financial Credit Union | 6 | 8 |
| United Wholesale Mortgage | 6 | 9 |
| Navy Federal Credit Union | 5 | 11 |
| US Bank, N.A. | 4 | 15 |
| Click n' Close, Inc. | 3 | 6 |
| Primary Residential Mortgage, INC. | 3 | 7 |
| Newrez LLC | 3 | 9 |
| Directors Mortgage, Inc | 3 | 4 |
| Usaa Federal Savings Bank | 3 | 3 |
| CV3 Financial Services, LLC | 2 | 2 |
| The Loan Store, Inc | 2 | 2 |
| Guaranteed Rate Affinity, LLC | 2 | 2 |
| American Financial Network, Inc. | 2 | 5 |
| loanDepot.com LLC | 2 | 11 |
| Churchill Mortgage Corporation | 2 | 2 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 460 | 69.0% of 335 decided |
| Asian | 23 | no rate: base under 50 |
| Black or African American | under 10 | |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 204 | 27.9% of 140 decided |
| 2 or more minority races | under 10 | |
| Joint | 29 | no rate: base under 50 |
| Free Form Text Only | under 10 | |
| Race Not Available | 199 | 51.7% of 145 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 163 | 44.8% of 116 decided |
| Not Hispanic or Latino | 482 | 53.2% of 340 decided |
| Joint | 26 | no rate: base under 50 |
| Ethnicity Not Available | 263 | 62.2% of 196 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 249 | 50.8% of 181 decided |
| Female | 289 | 60.9% of 202 decided |
| Joint | 270 | 47.2% of 197 decided |
| Sex Not Available | 126 | 56.8% of 95 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2034 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved