Mortgage lending in Chaves County, New Mexico
Lenders in Chaves County, New Mexico reported 1,674 mortgage applications for 2025, according to the CFPB.
1,674 mortgage applications and 889 loans originated in 2025; the denial rate was 24.9% of 1,267 applications decided. The median loan was about $165,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Chaves County, NM.
- 1,674
- Applications
- 889
- Loans originated
- 24.9%
- Denial rate
- 316 denied of 1,267 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,674 | 889 |
| 2024 | 1,430 | 778 |
| 2023 | 1,445 | 711 |
| 2022 | 1,859 | 935 |
| 2021 | 2,748 | 1,533 |
| 2020 | 2,299 | 1,270 |
| 2019 | 1,915 | 1,032 |
| 2018 | 1,617 | 852 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| CMG Mortgage Inc | 181 | 237 |
| loanDepot.com LLC | 128 | 185 |
| Rocket Mortgage | 127 | 183 |
| New American Funding, LLC. | 50 | 95 |
| United Wholesale Mortgage | 33 | 45 |
| 21ST Mortgage | 30 | 130 |
| Bank of the Southwest | 23 | 32 |
| Geneva Financial LLC | 23 | 28 |
| Mortgage Research Center | 22 | 43 |
| Guild Mortgage Company | 21 | 31 |
| Freedom Mortgage Corporation | 12 | 29 |
| Wells Fargo Bank NA | 10 | 20 |
| Lakeview Loan Servicing, LLC | 9 | 20 |
| Guaranteed Rate, Inc. | 9 | 14 |
| First American Bank | 8 | 12 |
| Nationstar Mortgage | 8 | 15 |
| Navy Federal Credit Union | 7 | 15 |
| Prosperity Home Mortgage, LLC | 7 | 13 |
| Michigan Mutual, Inc | 7 | 17 |
| Usaa Federal Savings Bank | 7 | 13 |
| Primary Residential Mortgage, INC. | 6 | 6 |
| Crosscountry Mortgage, LLC | 6 | 12 |
| Everett Financial, Inc. | 6 | 14 |
| Amerisave Mortgage Company | 6 | 37 |
| Pennymac Loan Services LLC | 6 | 22 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 15 | no rate: base under 50 |
| Asian | 16 | no rate: base under 50 |
| Black or African American | 31 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 1,243 | 23.1% of 944 decided |
| 2 or more minority races | under 10 | |
| Joint | 40 | no rate: base under 50 |
| Race Not Available | 319 | 32.6% of 239 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 724 | 27.2% of 547 decided |
| Not Hispanic or Latino | 616 | 21.1% of 469 decided |
| Joint | withheld | |
| Ethnicity Not Available | 223 | 33.1% of 160 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 633 | 22.4% of 465 decided |
| Female | 385 | 29.2% of 308 decided |
| Joint | 523 | 21.7% of 397 decided |
| Sex Not Available | 133 | 37.1% of 97 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1608 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved