Mortgage lending in Lincoln County, New Mexico
Lenders in Lincoln County, New Mexico reported 852 mortgage applications for 2025, according to the CFPB.
852 mortgage applications and 423 loans originated in 2025; the denial rate was 30.4% of 635 applications decided. The median loan was about $245,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Lincoln County, NM.
- 852
- Applications
- 423
- Loans originated
- 30.4%
- Denial rate
- 193 denied of 635 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 852 | 423 |
| 2024 | 828 | 410 |
| 2023 | 875 | 480 |
| 2022 | 1,252 | 640 |
| 2021 | 1,844 | 1,008 |
| 2020 | 1,576 | 891 |
| 2019 | 1,034 | 574 |
| 2018 | 968 | 538 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| United Wholesale Mortgage | 61 | 101 |
| Rocket Mortgage | 45 | 78 |
| City Bank | 34 | 66 |
| Kind Lending, LLC | 20 | 24 |
| Mortgage Research Center | 13 | 22 |
| Nationstar Mortgage | 13 | 17 |
| 21ST Mortgage | 11 | 57 |
| HomeXpress Mortgage Corp. | 8 | 10 |
| Pennymac Loan Services LLC | 8 | 17 |
| First American Bank | 7 | 8 |
| CMG Mortgage Inc | 7 | 11 |
| Citizens Bank of Las Cruces | 7 | 7 |
| Fairway Independent Mort Corp | 7 | 12 |
| A&d Mortgage LLC | 5 | 8 |
| Navy Federal Credit Union | 5 | 11 |
| Change Lending | 5 | 9 |
| New American Funding, LLC. | 5 | 11 |
| PNC Bank N.A. | 5 | 12 |
| The Loan Store, Inc | 4 | 6 |
| Nations Lending Corporation | 4 | 5 |
| Nusenda Federal Credit Union | 4 | 10 |
| Lakeview Loan Servicing, LLC | 4 | 9 |
| Better Mortgage Corporation | 4 | 6 |
| First Savings Bank | 3 | 7 |
| Vanderbilt Mortgage and Finance, Inc | 3 | 18 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 20 | no rate: base under 50 |
| Asian | under 10 | |
| Black or African American | under 10 | |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 651 | 29.3% of 491 decided |
| 2 or more minority races | under 10 | |
| Joint | 13 | no rate: base under 50 |
| Race Not Available | 158 | 31.0% of 113 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 192 | 39.9% of 143 decided |
| Not Hispanic or Latino | 461 | 25.0% of 360 decided |
| Joint | 45 | no rate: base under 50 |
| Ethnicity Not Available | 154 | 34.9% of 103 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 274 | 36.7% of 196 decided |
| Female | 177 | 31.1% of 132 decided |
| Joint | 330 | 25.8% of 256 decided |
| Sex Not Available | 71 | 27.5% of 51 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 620 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved