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Mortgage lending in Utah

Lenders in Utah reported 151,726 mortgage applications for 2025, according to the CFPB.

151,726 mortgage applications and 95,957 loans originated in 2025. 24,210 of the 126,240 applications decided were denied, 19.2%. From 2025, the CFPB’s Snapshot release.

151,726
Applications
95,957
Loans originated
27.1 per 1,000 residents, over the Census Bureau's 2025 estimate.
19.2%
Denial rate
24,210 denied of 126,240 applications decided.

The largest lenders in Utah

2 more columns on a wider screen

Lenders in Utah by loans originated, 2025
RankLenderOriginated
1America First Federal Credit Union11,759
2United Wholesale Mortgage8,957
3Mountain America Federal Credit Union7,223
4Rocket Mortgage4,780
5Guild Mortgage Company3,981
6Intercap Lending Inc3,672
7Goldenwest Federal Credit Union3,015
8First Colony Mortgage Corporat2,983
9Kind Lending, LLC2,249
10The Loan Store, Inc1,917
11Zions Bancorporation, N.A.1,755
12Securitynational Mortgage Company1,700
13Utah Community Credit Union1,549
14Pennymac Loan Services LLC1,214
15DHI Mortgage Company, LTD.1,170
16My Move Mortgage, LLC1,140
17Cyprus Federal Credit Union1,104
18Utah First Credit Union994
19Canyon View Credit Union979
20Plains Commerce Bank934
21Fairway Independent Mort Corp934
22Nationstar Mortgage914
23loanDepot.com LLC778
24Deseret First Credit Union775
25Crosscountry Mortgage, LLC745

Counties in Utah

1 more column on a wider screen

Counties in Utah by loans originated, with the median loan, 2025
CountyOriginatedMedian loan
Salt Lake County28,618$325,000
Utah County20,130$365,000
Davis County10,403$285,000
Weber County9,067$275,000
Washington County7,265$335,000
Cache County3,342$295,000
Tooele County3,203$325,000
Iron County2,096$285,000
Box Elder County2,061$275,000
Wasatch County1,755$555,000
Summit County1,711$595,000
Uintah County1,046$225,000
Sanpete County743$265,000
Sevier County641$215,000
Carbon County588$185,000
Morgan County481$395,000
Duchesne County471$235,000
Kane County393$285,000
Juab County385$265,000
Millard County346$205,000
Emery County216$195,000
Beaver County181$215,000
Rich County178$330,000
Grand County172$320,000
Garfield County171$225,000
San Juan County146$255,000
Wayne County60$255,000
Piute County39under 50 loans
Daggett County33under 50 loans

Utah elsewhere on the Factbook

  • Reported crime Crime and justice

    Offenses reported to police by type, the trend, and the reporting coverage.

  • Most dangerous cities in Utah Crime and justice

    What each agency serving 25,000 or more reported, ranked. Agency populations overlap, so these do not add up to the state.

  • Prison population Crime and justice

    People held under the state’s correctional authority, and the imprisonment rate. A different publisher counting a different thing.

  • Arrests by race, sex and age Crime and justice

    Arrests as the FBI’s participating agencies reported them, with what the figures can and cannot support at the top.

  • Hate crime Crime and justice

    Incidents reported to the FBI by bias motivation, as counts — the collection publishes no participation share, so there is no rate to compare states on.

  • Federal obligations Federal spending

    What federal agencies obligated against a place of performance in the state, per resident and by agency.

  • Registered nonprofits Nonprofits

    How many organizations the IRS lists in the state, what they report as revenue, and which kinds of work they do.

  • Payments to doctors Health

    What drug and device companies reported paying doctors with a practice address in the state, and the largest recipients.

  • Immigration courts Immigration and the border

    The EOIR courts sitting in the state, what they completed and still have pending, and how far apart their asylum grant rates are. The courts, not the state’s residents: a detention court hears cases from far outside it.

  • Farm program payments Farm subsidies

    What the Farm Service Agency paid through the state’s county offices, by program and by recipient. The offices that administered the payments, not a count of farms: a recipient addressed elsewhere is counted where they were paid.

  • Paycheck Protection Program loans PPP loans

    The PPP loans SBA guaranteed to businesses operating in the state, by county, with how many carry a forgiveness amount and how many were charged off. Loans, not businesses: a business with two draws is two loans.

  • Public schools Schools

    Pupils, schools and teachers, the largest districts, what districts spend per pupil and where the money comes from, and the colleges that take federal student aid.

  • Banks and credit unions Banks and credit unions

    The FDIC-insured banks headquartered in the state and their offices, and the credit unions based there and their sites, each per resident and against every other state.

  • Low-income housing Low-income housing

    The homes under HUD’s rental assistance programs in the state, by program and county, and its tax-credit housing, each per resident and against every other state.

  • College athletics Sports

    Every college in the state that reported to the Equity in Athletics survey, ranked by its athletics revenue, with its expenses, athletes and athletic aid.

  • Federal civilian workforce Federal salaries

    Federal civilian employees stationed in the state by agency and occupation, with the pay OPM publishes and the share it withholds.

  • State payroll State payrolls

    The state government's own payroll: what it paid each year, by agency, from the state's file.

  • The Utah Factbook entry Across the Factbook

    Every measure the Factbook publishes for this state in one place, each with where it ranks among the others and the record it came from.

The immigration link above is EOIR’s courts, which sit in this state. CBP’s encounters are not by state and will not be: its sectors and field offices are areas of responsibility rather than a geography, and assigning them to states would be a claim the data does not make. Immigration and the border.

More about Utah →

Sources

Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built

Data retrieved