Mortgage lending in Millard County, Utah
Lenders in Millard County, Utah reported 527 mortgage applications for 2025, according to the CFPB.
527 mortgage applications and 346 loans originated in 2025; the denial rate was 15.5% of 446 applications decided. The median loan was about $205,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Millard County, UT.
- 527
- Applications
- 346
- Loans originated
- 15.5%
- Denial rate
- 69 denied of 446 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 527 | 346 |
| 2024 | 467 | 275 |
| 2023 | 420 | 227 |
| 2022 | 611 | 411 |
| 2021 | 877 | 601 |
| 2020 | 914 | 606 |
| 2019 | 505 | 326 |
| 2018 | 499 | 300 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| State Bank of Southern Utah | 80 | 96 |
| United Wholesale Mortgage | 39 | 54 |
| Zions Bancorporation, N.A. | 27 | 46 |
| Rocket Mortgage | 21 | 26 |
| Mountain America Federal Credit Union | 19 | 32 |
| Intercap Lending Inc | 18 | 27 |
| Guild Mortgage Company | 15 | 19 |
| America First Federal Credit Union | 13 | 18 |
| Securitynational Mortgage Company | 10 | 13 |
| Security Home Mortgage | 6 | 6 |
| Mortgage Research Center | 5 | 6 |
| Newrez LLC | 5 | 10 |
| Nationstar Mortgage | 5 | 7 |
| Kind Lending, LLC | 3 | 6 |
| Deseret First Credit Union | 2 | 2 |
| Sierra Pacific Mortgage Co. Inc | 2 | 2 |
| Paramount Residential Mortgage | 2 | 2 |
| Navy Federal Credit Union | 2 | 2 |
| Premier Mortgage Resources, LLC | 2 | 2 |
| Utah Community Credit Union | 2 | 4 |
| Cache Valley Bank | 2 | 2 |
| Granite Federal Credit Union | 2 | 3 |
| Equity Prime Mortgage LLC | 2 | 2 |
| Agwest Farm Credit, Flca | 2 | 3 |
| Plains Commerce Bank | 2 | 5 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | under 10 | |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 438 | 13.9% of 374 decided |
| Joint | under 10 | |
| Race Not Available | 70 | 25.0% of 56 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 42 | no rate: base under 50 |
| Not Hispanic or Latino | 412 | 12.5% of 351 decided |
| Joint | withheld | |
| Ethnicity Not Available | 58 | no rate: base under 50 |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 189 | 17.4% of 161 decided |
| Female | 74 | 16.7% of 60 decided |
| Joint | 234 | 13.2% of 204 decided |
| Sex Not Available | 30 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1083 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved