Utah First Credit Union
Utah First Credit Union reported 1,615 mortgage applications for 2025, according to the CFPB.
1,615 mortgage applications and 1,001 loans originated in 2025; the denial rate was 30.1% of 1,563 applications decided. Its RSSD in the 2023 reporter panel is 734976. From 2025, the CFPB’s Snapshot release.
The same RSSD is Utah First credit union’s: its credit union page on the banks hub.
- 1,615
- Applications
- 1,001
- Loans originated
- 30.1%
- Denial rate
- 471 denied of 1,563 applications decided.
Every year it reported
2 more columns on a wider screen
| Year | Name that year | Applications |
|---|---|---|
| 2025 | Utah First Credit Union | 1,615 |
| 2024 | Utah First Credit Union | 1,285 |
| 2023 | Utah First Credit Union | 1,135 |
| 2022 | Utah First Credit Union | 1,722 |
| 2021 | Utah First Credit Union | 1,500 |
| 2020 | Utah First Credit Union | 834 |
| 2019 | Utah First Credit Union | 779 |
| 2018 | Utah First Credit Union | 893 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | 47 | no rate: base under 50 |
| Black or African American | under 10 | |
| Native Hawaiian or Other Pacific Islander | 13 | no rate: base under 50 |
| White | 1,469 | 28.6% of 1,424 decided |
| 2 or more minority races | under 10 | |
| Joint | 44 | no rate: base under 50 |
| Race Not Available | 32 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 118 | 47.8% of 113 decided |
| Not Hispanic or Latino | 1,398 | 27.7% of 1,355 decided |
| Joint | 69 | 34.8% of 69 decided |
| Ethnicity Not Available | 30 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 421 | 41.7% of 396 decided |
| Female | 207 | 34.3% of 204 decided |
| Joint | 963 | 23.4% of 943 decided |
| Sex Not Available | 24 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved