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Mortgage lending in Utah County, Utah

Lenders in Utah County, Utah reported 31,097 mortgage applications for 2025, according to the CFPB.

31,097 mortgage applications and 20,130 loans originated in 2025; the denial rate was 17.8% of 25,966 applications decided. The median loan was about $365,000. From 2025, the CFPB’s Snapshot release.

HUD’s Fair Market Rent for the county, on the housing hub: Provo-Orem-Lehi, UT MSA.

31,097
Applications
20,130
Loans originated
17.8%
Denial rate
4,609 denied of 25,966 applications decided.

Every year

1 more column on a wider screen

Mortgage applications and loans originated in Utah County, Utah, by year
YearApplicationsOriginated
202531,09720,130
202428,61818,325
202327,15917,074
202244,19928,253
202173,07851,428
202080,58456,742
201947,53432,312
201834,88622,752

The largest lenders here

Lenders in Utah County, Utah by loans originated, 2025
LenderOriginatedApplications
United Wholesale Mortgage2,0202,525
America First Federal Credit Union1,7332,426
First Colony Mortgage Corporat1,4241,663
Mountain America Federal Credit Union1,3242,764
Utah Community Credit Union1,1131,812
Rocket Mortgage9121,191
Intercap Lending Inc7681,017
DHI Mortgage Company, LTD.680900
Guild Mortgage Company615791
Securitynational Mortgage Company461654
Lennar Mortgage, LLC444557
Kind Lending, LLC438633
The Loan Store, Inc410540
My Move Mortgage, LLC336417
Security Home Mortgage312354
Zions Bancorporation, N.A.249422
Goldenwest Federal Credit Union242381
Pennymac Loan Services LLC236454
Utah First Credit Union229398
Plains Commerce Bank210308
Security Service180316
loanDepot.com LLC179279
Deseret First Credit Union171212
Canopy Mortgage, LLC168245
Nationstar Mortgage164254

Applications by race, ethnicity and sex, 2025

By race, Utah County, Utah: applications and denial rate
CategoryApplicationsDenial rate
American Indian or Alaska Native17128.4% of 141 decided
Asian77421.3% of 640 decided
Black or African American19029.7% of 148 decided
Native Hawaiian or Other Pacific Islander37928.9% of 308 decided
White24,82216.9% of 20,981 decided
2 or more minority raceswithheld
Joint80517.6% of 680 decided
Free Form Text Onlyunder 10
Race Not Available3,88720.5% of 3,017 decided
By ethnicity, Utah County, Utah: applications and denial rate
CategoryApplicationsDenial rate
Hispanic or Latino3,67524.8% of 3,008 decided
Not Hispanic or Latino22,71416.5% of 19,260 decided
Jointwithheld
Ethnicity Not Available3,53318.6% of 2,704 decided
Free Form Text Onlyunder 10
By sex, Utah County, Utah: applications and denial rate
CategoryApplicationsDenial rate
Male11,30319.7% of 9,432 decided
Female3,96124.0% of 3,243 decided
Joint14,05214.4% of 11,974 decided
Sex Not Available1,78119.4% of 1,317 decided

A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.

Rankings this appears in

Sources

Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built

Data retrieved