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Mortgage lending in Washington County, Utah

Lenders in Washington County, Utah reported 11,427 mortgage applications for 2025, according to the CFPB.

11,427 mortgage applications and 7,265 loans originated in 2025; the denial rate was 17.9% of 9,407 applications decided. The median loan was about $335,000. From 2025, the CFPB’s Snapshot release.

HUD’s Fair Market Rent for the county, on the housing hub: St. George, UT MSA.

11,427
Applications
7,265
Loans originated
17.9%
Denial rate
1,685 denied of 9,407 applications decided.

Every year

1 more column on a wider screen

Mortgage applications and loans originated in Washington County, Utah, by year
YearApplicationsOriginated
202511,4277,265
202410,0026,326
20239,3105,797
202214,2459,469
202123,56516,688
202024,44217,354
201915,09110,310
201811,4697,594

The largest lenders here

Lenders in Washington County, Utah by loans originated, 2025
LenderOriginatedApplications
Guild Mortgage Company695918
Mountain America Federal Credit Union6021,335
America First Federal Credit Union485736
United Wholesale Mortgage461589
Rocket Mortgage261357
The Loan Store, Inc260329
Sun American Mortgage Company251370
Intercap Lending Inc248331
DHI Mortgage Company, LTD.244324
First Colony Mortgage Corporat239287
Belem Servicing, LLC dba Patriot Home Mortgage239306
Goldenwest Federal Credit Union214317
Zions Bancorporation, N.A.190310
Chartway Fcu144244
Kind Lending, LLC139193
State Bank of Southern Utah105143
Pennymac Loan Services LLC101167
Securitynational Mortgage Company99149
My Move Mortgage, LLC93126
Utah First Credit Union87133
Newrez LLC74177
Crosscountry Mortgage, LLC6893
Nationstar Mortgage5790
CMG Mortgage Inc5069
Bank of Utah4865

Applications by race, ethnicity and sex, 2025

By race, Washington County, Utah: applications and denial rate
CategoryApplicationsDenial rate
American Indian or Alaska Native6335.2% of 54 decided
Asian12916.7% of 96 decided
Black or African American34no rate: base under 50
Native Hawaiian or Other Pacific Islander50no rate: base under 50
White9,38417.9% of 7,810 decided
2 or more minority races14no rate: base under 50
Joint21814.8% of 196 decided
Race Not Available1,53517.3% of 1,170 decided
By ethnicity, Washington County, Utah: applications and denial rate
CategoryApplicationsDenial rate
Hispanic or Latino62727.8% of 511 decided
Not Hispanic or Latino8,80517.5% of 7,347 decided
Joint34218.3% of 279 decided
Ethnicity Not Available1,65316.5% of 1,270 decided
By sex, Washington County, Utah: applications and denial rate
CategoryApplicationsDenial rate
Male4,00920.8% of 3,260 decided
Female1,64123.2% of 1,358 decided
Joint5,05213.9% of 4,260 decided
Sex Not Available72519.1% of 529 decided

A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.

Rankings this appears in

Sources

Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built

Data retrieved