Mortgage lending in Grand County, Utah
Lenders in Grand County, Utah reported 347 mortgage applications for 2025, according to the CFPB.
347 mortgage applications and 172 loans originated in 2025; the denial rate was 29.9% of 271 applications decided. The median loan was about $320,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Grand County, UT.
- 347
- Applications
- 172
- Loans originated
- 29.9%
- Denial rate
- 81 denied of 271 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 347 | 172 |
| 2024 | 382 | 167 |
| 2023 | 420 | 192 |
| 2022 | 584 | 322 |
| 2021 | 862 | 506 |
| 2020 | 827 | 504 |
| 2019 | 490 | 307 |
| 2018 | 468 | 285 |
The largest lenders here
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | under 10 | |
| White | 270 | 28.6% of 213 decided |
| Joint | under 10 | |
| Race Not Available | 64 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 18 | no rate: base under 50 |
| Not Hispanic or Latino | 262 | 28.3% of 205 decided |
| Joint | 13 | no rate: base under 50 |
| Ethnicity Not Available | 54 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 115 | 31.8% of 85 decided |
| Female | 70 | 29.1% of 55 decided |
| Joint | 133 | 27.9% of 111 decided |
| Sex Not Available | 29 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 219 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved