Mortgage lending in Cache County, Utah
Lenders in Cache County, Utah reported 4,998 mortgage applications for 2025, according to the CFPB.
4,998 mortgage applications and 3,342 loans originated in 2025; the denial rate was 15.6% of 4,247 applications decided. The median loan was about $295,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Logan, UT-ID MSA.
- 4,998
- Applications
- 3,342
- Loans originated
- 15.6%
- Denial rate
- 662 denied of 4,247 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 4,998 | 3,342 |
| 2024 | 4,666 | 3,068 |
| 2023 | 4,369 | 2,855 |
| 2022 | 6,815 | 4,574 |
| 2021 | 10,888 | 7,964 |
| 2020 | 11,593 | 8,398 |
| 2019 | 6,714 | 4,809 |
| 2018 | 5,422 | 3,765 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| America First Federal Credit Union | 430 | 592 |
| Goldenwest Federal Credit Union | 407 | 584 |
| Guild Mortgage Company | 336 | 482 |
| United Wholesale Mortgage | 320 | 390 |
| First Colony Mortgage Corporat | 161 | 180 |
| Mountain America Federal Credit Union | 158 | 345 |
| Bank of Utah | 140 | 166 |
| Cache Valley Bank | 130 | 142 |
| Rocket Mortgage | 128 | 162 |
| Kind Lending, LLC | 106 | 141 |
| Zions Bancorporation, N.A. | 76 | 144 |
| The Loan Store, Inc | 68 | 86 |
| Intercap Lending Inc | 58 | 81 |
| Sierra Pacific Mortgage Co. Inc | 54 | 72 |
| Nationstar Mortgage | 40 | 48 |
| Deseret First Credit Union | 37 | 45 |
| Plains Commerce Bank | 24 | 36 |
| Pivot Financial Partners, Inc | 24 | 27 |
| Pennymac Loan Services LLC | 24 | 44 |
| US Bank, N.A. | 23 | 57 |
| Mortgage Research Center | 22 | 43 |
| Newrez LLC | 22 | 53 |
| Freedom Mortgage Corporation | 22 | 37 |
| Glacier Bank | 21 | 55 |
| Lower, LLC | 21 | 27 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 22 | no rate: base under 50 |
| Asian | 32 | no rate: base under 50 |
| Black or African American | 24 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 4,290 | 15.4% of 3,687 decided |
| 2 or more minority races | under 10 | |
| Joint | 90 | 16.9% of 77 decided |
| Free Form Text Only | under 10 | |
| Race Not Available | 529 | 16.2% of 408 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 364 | 26.7% of 300 decided |
| Not Hispanic or Latino | 3,955 | 14.9% of 3,406 decided |
| Joint | 144 | 12.4% of 121 decided |
| Ethnicity Not Available | 535 | 14.5% of 420 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 1,670 | 19.4% of 1,414 decided |
| Female | 656 | 17.6% of 568 decided |
| Joint | 2,389 | 12.3% of 2,045 decided |
| Sex Not Available | 283 | 15.9% of 220 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 324 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved