Mortgage lending in Rich County, Utah

Lenders in Rich County, Utah reported 299 mortgage applications for 2025, according to the CFPB.

299 mortgage applications and 178 loans originated in 2025; the denial rate was 23.2% of 250 applications decided. The median loan was about $330,000. From 2025, the CFPB’s Snapshot release.

HUD’s Fair Market Rent for the county, on the low-income housing hub: Rich County, UT.

299
Applications: 178
Loans originated: 23.2%
Denial rate: 58 denied of 250 applications decided.

Every year

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Mortgage applications and loans originated in Rich County, Utah, by year
Year	Applications	Originated	Denied
2025	299	178	58
2024	269	159	51
2023	265	159	53
2022	447	276	56
2021	561	361	64
2020	503	326	58
2019	302	209	43
2018	254	163	47

The largest lenders here

Lenders in Rich County, Utah by loans originated, 2025
Lender	Originated	Applications
The Loan Store, Inc	22	24
America First Federal Credit Union	17	27
United Wholesale Mortgage	16	28
Goldenwest Federal Credit Union	12	18
Rocket Mortgage	11	16
Zions Bancorporation, N.A.	10	15
Kind Lending, LLC	9	11
First Colony Mortgage Corporat	7	14
Mountain America Federal Credit Union	6	22
Glacier Bank	6	12
Cache Valley Bank	5	5
Deseret First Credit Union	4	4
US Bank, N.A.	4	5
Bank of Utah	3	3
Intercap Lending Inc	3	4
Utah Mortgage Loan Corporation	2	2
Sierra Pacific Mortgage Co. Inc	2	3
Figure Lending LLC	2	3
Canyon View Credit Union	2	2
Security Home Mortgage	2	2
Guild Mortgage Company	2	4
Guaranteed Rate, Inc.	2	2
Pennymac Loan Services LLC	2	2
D. L. Evans Bank	1	1
Paramount Residential Mortgage	1	2

Applications by race, ethnicity and sex, 2025

By race, Rich County, Utah: applications and denial rate
Category	Applications	Denial rate
Asian	under 10
Black or African American	under 10
Native Hawaiian or Other Pacific Islander	under 10
White	265	24.6% of 224 decided
Joint	under 10
Race Not Available	26	no rate: base under 50

By ethnicity, Rich County, Utah: applications and denial rate
Category	Applications	Denial rate
Hispanic or Latino	withheld
Not Hispanic or Latino	249	24.0% of 208 decided
Joint	under 10
Ethnicity Not Available	33	no rate: base under 50

By sex, Rich County, Utah: applications and denial rate
Category	Applications	Denial rate
Male	110	26.7% of 86 decided
Female	45	no rate: base under 50
Joint	123	14.8% of 108 decided
Sex Not Available	21	no rate: base under 50

A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.

Rankings this appears in

No. 200 Counties by median mortgage

Sources

HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026

Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built

Data retrieved October 22, 2026