Mortgage lending in Tooele County, Utah
Lenders in Tooele County, Utah reported 5,262 mortgage applications for 2025, according to the CFPB.
5,262 mortgage applications and 3,203 loans originated in 2025; the denial rate was 22.6% of 4,368 applications decided. The median loan was about $325,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Tooele County, UT HUD Metro FMR Area.
- 5,262
- Applications
- 3,203
- Loans originated
- 22.6%
- Denial rate
- 988 denied of 4,368 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 5,262 | 3,203 |
| 2024 | 5,242 | 3,250 |
| 2023 | 4,774 | 2,778 |
| 2022 | 6,772 | 4,215 |
| 2021 | 10,767 | 7,516 |
| 2020 | 10,996 | 7,752 |
| 2019 | 7,587 | 4,970 |
| 2018 | 5,580 | 3,565 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Mountain America Federal Credit Union | 338 | 744 |
| United Wholesale Mortgage | 282 | 367 |
| America First Federal Credit Union | 278 | 410 |
| Rocket Mortgage | 180 | 246 |
| Intercap Lending Inc | 143 | 180 |
| The Loan Store, Inc | 94 | 112 |
| Kind Lending, LLC | 90 | 136 |
| loanDepot.com LLC | 89 | 117 |
| Chartway Fcu | 81 | 126 |
| RANLife, Inc. | 73 | 96 |
| My Move Mortgage, LLC | 72 | 100 |
| Plains Commerce Bank | 70 | 111 |
| Securitynational Mortgage Company | 69 | 104 |
| Homeamerican Mortgage Corporation | 60 | 86 |
| Cyprus Federal Credit Union | 59 | 113 |
| DHI Mortgage Company, LTD. | 52 | 77 |
| Guild Mortgage Company | 52 | 72 |
| Pennymac Loan Services LLC | 50 | 89 |
| Veritas Funding, LLC | 48 | 59 |
| Paramount Residential Mortgage | 44 | 56 |
| First Colony Mortgage Corporat | 44 | 53 |
| Guaranteed Rate, Inc. | 43 | 65 |
| Crosscountry Mortgage, LLC | 41 | 50 |
| Nationstar Mortgage | 39 | 54 |
| Freedom Mortgage Corporation | 36 | 73 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 51 | no rate: base under 50 |
| Asian | 41 | no rate: base under 50 |
| Black or African American | 61 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | 82 | 45.5% of 66 decided |
| White | 4,251 | 21.6% of 3,573 decided |
| 2 or more minority races | withheld | |
| Joint | 133 | 23.1% of 117 decided |
| Free Form Text Only | under 10 | |
| Race Not Available | 630 | 24.1% of 478 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 761 | 29.0% of 628 decided |
| Not Hispanic or Latino | 3,684 | 21.6% of 3,096 decided |
| Joint | 253 | 18.3% of 213 decided |
| Ethnicity Not Available | 564 | 22.5% of 431 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 1,864 | 25.2% of 1,540 decided |
| Female | 741 | 29.5% of 599 decided |
| Joint | 2,362 | 18.4% of 2,010 decided |
| Sex Not Available | 295 | 24.7% of 219 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 216 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved