Mortgage lending in Wasatch County, Utah
Lenders in Wasatch County, Utah reported 2,809 mortgage applications for 2025, according to the CFPB.
2,809 mortgage applications and 1,755 loans originated in 2025; the denial rate was 19.1% of 2,315 applications decided. The median loan was about $555,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Wasatch County, UT.
- 2,809
- Applications
- 1,755
- Loans originated
- 19.1%
- Denial rate
- 442 denied of 2,315 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 2,809 | 1,755 |
| 2024 | 2,558 | 1,562 |
| 2023 | 2,092 | 1,259 |
| 2022 | 3,100 | 1,944 |
| 2021 | 5,157 | 3,554 |
| 2020 | 5,353 | 3,684 |
| 2019 | 3,242 | 2,110 |
| 2018 | 2,481 | 1,583 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| America First Federal Credit Union | 139 | 196 |
| United Wholesale Mortgage | 133 | 162 |
| Mountain America Federal Credit Union | 105 | 241 |
| Rocket Mortgage | 64 | 86 |
| Zions Bancorporation, N.A. | 63 | 101 |
| Utah Community Credit Union | 62 | 104 |
| Lennar Mortgage, LLC | 58 | 81 |
| Guild Mortgage Company | 57 | 89 |
| US Bank, N.A. | 48 | 80 |
| Crosscountry Mortgage, LLC | 46 | 61 |
| My Move Mortgage, LLC | 45 | 60 |
| Intercap Lending Inc | 41 | 55 |
| First Colony Mortgage Corporat | 40 | 46 |
| JPMorgan Chase Bank, NA | 36 | 52 |
| Bank of America NA | 35 | 47 |
| The Loan Store, Inc | 30 | 51 |
| Kind Lending, LLC | 30 | 47 |
| Morgan Stanley Private Bank NA | 27 | 30 |
| Pulte Mortgage LLC | 22 | 36 |
| Fairway Independent Mort Corp | 21 | 35 |
| Wells Fargo Bank NA | 18 | 35 |
| Lima One Capital, LLC | 16 | 17 |
| Pennymac Loan Services LLC | 16 | 29 |
| Bank of Utah | 15 | 26 |
| Goldenwest Federal Credit Union | 13 | 24 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | 55 | no rate: base under 50 |
| Black or African American | under 10 | |
| White | 2,302 | 18.9% of 1,905 decided |
| 2 or more minority races | under 10 | |
| Joint | 41 | no rate: base under 50 |
| Race Not Available | 392 | 20.1% of 314 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 179 | 25.0% of 152 decided |
| Not Hispanic or Latino | 2,144 | 18.6% of 1,772 decided |
| Joint | 71 | 13.6% of 59 decided |
| Ethnicity Not Available | 415 | 19.9% of 332 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 962 | 22.9% of 785 decided |
| Female | 347 | 21.9% of 288 decided |
| Joint | 1,274 | 14.4% of 1,065 decided |
| Sex Not Available | 226 | 26.0% of 177 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 16 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved