Mortgage lending in Weber County, Utah
Lenders in Weber County, Utah reported 13,809 mortgage applications for 2025, according to the CFPB.
13,809 mortgage applications and 9,067 loans originated in 2025; the denial rate was 16.8% of 11,609 applications decided. The median loan was about $275,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Ogden, UT MSA.
- 13,809
- Applications
- 9,067
- Loans originated
- 16.8%
- Denial rate
- 1,949 denied of 11,609 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 13,809 | 9,067 |
| 2024 | 12,759 | 8,213 |
| 2023 | 12,268 | 7,806 |
| 2022 | 18,675 | 12,220 |
| 2021 | 30,726 | 21,896 |
| 2020 | 33,583 | 23,280 |
| 2019 | 22,654 | 15,281 |
| 2018 | 17,449 | 11,782 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| America First Federal Credit Union | 1,894 | 2,534 |
| Goldenwest Federal Credit Union | 847 | 1,180 |
| United Wholesale Mortgage | 729 | 919 |
| Guild Mortgage Company | 545 | 757 |
| Rocket Mortgage | 447 | 573 |
| Intercap Lending Inc | 355 | 489 |
| Mountain America Federal Credit Union | 300 | 662 |
| Kind Lending, LLC | 219 | 331 |
| Plains Commerce Bank | 138 | 209 |
| The Loan Store, Inc | 132 | 171 |
| Bank of Utah | 122 | 143 |
| Pennymac Loan Services LLC | 112 | 198 |
| Fairway Independent Mort Corp | 108 | 150 |
| American Pacific Mortgage Corporation | 101 | 127 |
| My Move Mortgage, LLC | 94 | 123 |
| First Colony Mortgage Corporat | 94 | 113 |
| loanDepot.com LLC | 93 | 128 |
| Nationstar Mortgage | 93 | 125 |
| Freedom Mortgage Corporation | 80 | 172 |
| Mortgage Research Center | 78 | 164 |
| New American Funding, LLC. | 72 | 143 |
| Zions Bancorporation, N.A. | 71 | 119 |
| Provident Funding Associates | 67 | 87 |
| Newrez LLC | 66 | 145 |
| RANLife, Inc. | 63 | 84 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 87 | 27.7% of 65 decided |
| Asian | 170 | 19.4% of 134 decided |
| Black or African American | 138 | 22.0% of 109 decided |
| Native Hawaiian or Other Pacific Islander | 46 | no rate: base under 50 |
| White | 11,236 | 16.1% of 9,554 decided |
| 2 or more minority races | withheld | |
| Joint | 341 | 13.5% of 288 decided |
| Free Form Text Only | under 10 | |
| Race Not Available | 1,774 | 20.3% of 1,403 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 1,701 | 26.3% of 1,397 decided |
| Not Hispanic or Latino | 9,938 | 14.9% of 8,467 decided |
| Joint | withheld | |
| Ethnicity Not Available | 1,633 | 19.6% of 1,294 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 4,954 | 18.8% of 4,108 decided |
| Female | 2,322 | 20.5% of 1,947 decided |
| Joint | 5,660 | 13.2% of 4,870 decided |
| Sex Not Available | 873 | 19.4% of 684 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 444 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved