Mortgage lending in Kane County, Utah
Lenders in Kane County, Utah reported 654 mortgage applications for 2025, according to the CFPB.
654 mortgage applications and 393 loans originated in 2025; the denial rate was 24.0% of 549 applications decided. The median loan was about $285,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the low-income housing hub: Kane County, UT.
- 654
- Applications
- 393
- Loans originated
- 24.0%
- Denial rate
- 132 denied of 549 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 654 | 393 |
| 2024 | 553 | 329 |
| 2023 | 553 | 307 |
| 2022 | 888 | 530 |
| 2021 | 1,251 | 798 |
| 2020 | 1,253 | 776 |
| 2019 | 725 | 457 |
| 2018 | 636 | 397 |
The largest lenders here
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | under 10 | |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 525 | 24.7% of 449 decided |
| Joint | under 10 | |
| Race Not Available | 110 | 16.7% of 84 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 15 | no rate: base under 50 |
| Not Hispanic or Latino | 510 | 25.0% of 436 decided |
| Joint | 21 | no rate: base under 50 |
| Ethnicity Not Available | 108 | 16.9% of 83 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 202 | 29.1% of 175 decided |
| Female | 95 | 30.0% of 80 decided |
| Joint | 305 | 19.5% of 256 decided |
| Sex Not Available | 52 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 386 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved