Mortgage lending in Iron County, Utah
Lenders in Iron County, Utah reported 3,292 mortgage applications for 2025, according to the CFPB.
3,292 mortgage applications and 2,096 loans originated in 2025; the denial rate was 18.5% of 2,706 applications decided. The median loan was about $285,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Iron County, UT.
- 3,292
- Applications
- 2,096
- Loans originated
- 18.5%
- Denial rate
- 500 denied of 2,706 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 3,292 | 2,096 |
| 2024 | 2,864 | 1,795 |
| 2023 | 2,732 | 1,722 |
| 2022 | 4,090 | 2,647 |
| 2021 | 5,772 | 3,990 |
| 2020 | 6,023 | 3,981 |
| 2019 | 3,595 | 2,258 |
| 2018 | 2,967 | 1,909 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Mountain America Federal Credit Union | 269 | 521 |
| United Wholesale Mortgage | 238 | 294 |
| State Bank of Southern Utah | 222 | 291 |
| Guild Mortgage Company | 139 | 186 |
| American Financial Network, Inc. | 114 | 129 |
| Rocket Mortgage | 99 | 144 |
| Intercap Lending Inc | 94 | 120 |
| America First Federal Credit Union | 77 | 121 |
| DHI Mortgage Company, LTD. | 50 | 70 |
| Premier Mortgage Resources, LLC | 46 | 75 |
| The Loan Store, Inc | 40 | 58 |
| Securitynational Mortgage Company | 39 | 49 |
| Pennymac Loan Services LLC | 32 | 55 |
| Sun American Mortgage Company | 29 | 34 |
| Residential Wholesale Mortgage | 26 | 41 |
| Zions Bancorporation, N.A. | 26 | 56 |
| Chartway Fcu | 25 | 38 |
| Mortgage Research Center | 24 | 54 |
| Freedom Mortgage Corporation | 23 | 52 |
| Kind Lending, LLC | 21 | 28 |
| Goldenwest Federal Credit Union | 15 | 20 |
| Belem Servicing, LLC dba Patriot Home Mortgage | 13 | 20 |
| Luminate Bank | 13 | 18 |
| First Colony Mortgage Corporat | 12 | 12 |
| New American Funding, LLC. | 12 | 34 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 28 | no rate: base under 50 |
| Asian | 30 | no rate: base under 50 |
| Black or African American | under 10 | |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 2,743 | 18.0% of 2,289 decided |
| 2 or more minority races | under 10 | |
| Joint | 68 | 16.7% of 54 decided |
| Race Not Available | 407 | 15.7% of 306 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 152 | 25.8% of 128 decided |
| Not Hispanic or Latino | 2,621 | 18.4% of 2,174 decided |
| Joint | 101 | 15.7% of 83 decided |
| Ethnicity Not Available | 418 | 16.8% of 321 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 1,134 | 21.0% of 923 decided |
| Female | 490 | 23.6% of 403 decided |
| Joint | 1,488 | 14.9% of 1,253 decided |
| Sex Not Available | 180 | 18.9% of 127 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 385 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved