Mortgage lending in Sanpete County, Utah
Lenders in Sanpete County, Utah reported 1,226 mortgage applications for 2025, according to the CFPB.
1,226 mortgage applications and 743 loans originated in 2025; the denial rate was 21.4% of 995 applications decided. The median loan was about $265,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Sanpete County, UT.
- 1,226
- Applications
- 743
- Loans originated
- 21.4%
- Denial rate
- 213 denied of 995 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,226 | 743 |
| 2024 | 1,016 | 608 |
| 2023 | 926 | 551 |
| 2022 | 1,279 | 860 |
| 2021 | 2,095 | 1,425 |
| 2020 | 2,244 | 1,526 |
| 2019 | 1,343 | 868 |
| 2018 | 1,176 | 768 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| United Wholesale Mortgage | 109 | 139 |
| Securitynational Mortgage Company | 101 | 121 |
| Mountain America Federal Credit Union | 100 | 210 |
| Rocket Mortgage | 47 | 62 |
| America First Federal Credit Union | 40 | 67 |
| Intercap Lending Inc | 27 | 39 |
| Plaza Home Mortgage, Inc | 24 | 28 |
| Zions Bancorporation, N.A. | 24 | 41 |
| State Bank of Southern Utah | 23 | 32 |
| Utah Community Credit Union | 12 | 19 |
| Cache Valley Bank | 11 | 11 |
| Security Home Mortgage | 10 | 13 |
| Cyprus Federal Credit Union | 8 | 8 |
| Deseret First Credit Union | 7 | 8 |
| Plains Commerce Bank | 7 | 9 |
| Kind Lending, LLC | 7 | 13 |
| Paramount Residential Mortgage | 6 | 7 |
| First Colony Mortgage Corporat | 6 | 10 |
| Guild Mortgage Company | 6 | 9 |
| Mortgage Research Center | 6 | 14 |
| Newrez LLC | 6 | 16 |
| Crosscountry Mortgage, LLC | 6 | 11 |
| The Loan Store, Inc | 5 | 10 |
| Nationstar Mortgage | 5 | 8 |
| Freedom Mortgage Corporation | 5 | 13 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 10 | no rate: base under 50 |
| Asian | under 10 | |
| Black or African American | under 10 | |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 1,079 | 21.0% of 880 decided |
| Joint | 18 | no rate: base under 50 |
| Race Not Available | 114 | 23.3% of 90 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 50 | no rate: base under 50 |
| Not Hispanic or Latino | 1,030 | 21.3% of 845 decided |
| Joint | 21 | no rate: base under 50 |
| Ethnicity Not Available | 125 | 22.7% of 97 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 431 | 25.7% of 346 decided |
| Female | 138 | 34.3% of 108 decided |
| Joint | 594 | 14.9% of 495 decided |
| Sex Not Available | 63 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 502 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved