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Mortgage lending in Arizona

Lenders in Arizona reported 309,156 mortgage applications for 2025, according to the CFPB.

309,156 mortgage applications and 183,878 loans originated in 2025. 50,167 of the 245,770 applications decided were denied, 20.4%. From 2025, the CFPB’s Snapshot release.

309,156
Applications
183,878
Loans originated
24.1 per 1,000 residents, over the Census Bureau's 2025 estimate.
20.4%
Denial rate
50,167 denied of 245,770 applications decided.

The largest lenders in Arizona

2 more columns on a wider screen

Lenders in Arizona by loans originated, 2025
RankLenderOriginated
1United Wholesale Mortgage19,328
2Rocket Mortgage13,320
3Desert Financial Credit Union10,566
4Crosscountry Mortgage, LLC4,945
5Fairway Independent Mort Corp4,724
6loanDepot.com LLC4,138
7NOVA Financial & Investment Corporation3,560
8Guild Mortgage Company3,467
9Pennymac Loan Services LLC3,232
10JPMorgan Chase Bank, NA2,864
11Lennar Mortgage, LLC2,623
12Bank of America NA2,582
13The Loan Store, Inc2,579
14DHI Mortgage Company, LTD.2,406
15V.i.p. Mortgage, Inc.2,321
16Arizona Financial Credit Union2,172
17Freedom Mortgage Corporation2,123
18Oneaz Credit Union1,992
19Navy Federal Credit Union1,960
20Newrez LLC1,845
21US Bank, N.A.1,813
22CMG Mortgage Inc1,792
23Nationstar Mortgage1,744
24Taylor Morrison Home Funding, Inc.1,731
25Spring Eq, LLC1,610

Counties in Arizona

1 more column on a wider screen

Counties in Arizona by loans originated, with the median loan, 2025
CountyOriginatedMedian loan
Maricopa County111,793$325,000
Pima County23,483$265,000
Pinal County18,083$305,000
Yavapai County7,255$295,000
Mohave County6,605$225,000
Yuma County4,606$235,000
Coconino County2,905$375,000
Cochise County2,818$215,000
Navajo County2,176$255,000
Gila County1,371$255,000
Santa Cruz County956$235,000
Graham County846$235,000
Apache County459$205,000
La Paz County197$195,000
Greenlee County68$190,000

Arizona elsewhere on the Factbook

  • Reported crime Crime and justice

    Offenses reported to police by type, the trend, and the reporting coverage.

  • Most dangerous cities in Arizona Crime and justice

    What each agency serving 25,000 or more reported, ranked. Agency populations overlap, so these do not add up to the state.

  • Prison population Crime and justice

    People held under the state’s correctional authority, and the imprisonment rate. A different publisher counting a different thing.

  • Arrests by race, sex and age Crime and justice

    Arrests as the FBI’s participating agencies reported them, with what the figures can and cannot support at the top.

  • Hate crime Crime and justice

    Incidents reported to the FBI by bias motivation, as counts — the collection publishes no participation share, so there is no rate to compare states on.

  • Federal obligations Federal spending

    What federal agencies obligated against a place of performance in the state, per resident and by agency.

  • Registered nonprofits Nonprofits

    How many organizations the IRS lists in the state, what they report as revenue, and which kinds of work they do.

  • Payments to doctors Health

    What drug and device companies reported paying doctors with a practice address in the state, and the largest recipients.

  • Immigration courts Immigration and the border

    The EOIR courts sitting in the state, what they completed and still have pending, and how far apart their asylum grant rates are. The courts, not the state’s residents: a detention court hears cases from far outside it.

  • Farm program payments Farm subsidies

    What the Farm Service Agency paid through the state’s county offices, by program and by recipient. The offices that administered the payments, not a count of farms: a recipient addressed elsewhere is counted where they were paid.

  • Paycheck Protection Program loans PPP loans

    The PPP loans SBA guaranteed to businesses operating in the state, by county, with how many carry a forgiveness amount and how many were charged off. Loans, not businesses: a business with two draws is two loans.

  • Public schools Schools

    Pupils, schools and teachers, the largest districts, what districts spend per pupil and where the money comes from, and the colleges that take federal student aid.

  • Banks and credit unions Banks and credit unions

    The FDIC-insured banks headquartered in the state and their offices, and the credit unions based there and their sites, each per resident and against every other state.

  • Housing Housing

    The homes under HUD’s rental assistance programs in the state, by program and county, and its tax-credit housing, each per resident and against every other state.

  • College athletics Sports

    Every college in the state that reported to the Equity in Athletics survey, ranked by its athletics revenue, with its expenses, athletes and athletic aid.

  • Federal civilian workforce Federal salaries

    Federal civilian employees stationed in the state by agency and occupation, with the pay OPM publishes and the share it withholds.

  • The Arizona Factbook entry Across the Factbook

    Every measure the Factbook publishes for this state in one place, each with where it ranks among the others and the record it came from.

The immigration link above is EOIR’s courts, which sit in this state. CBP’s encounters are not by state and will not be: its sectors and field offices are areas of responsibility rather than a geography, and assigning them to states would be a claim the data does not make. Immigration and the border.

More about Arizona →

Sources

Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built

Data retrieved