Mortgage lending in Gila County, Arizona
Lenders in Gila County, Arizona reported 2,475 mortgage applications for 2025, according to the CFPB.
2,475 mortgage applications and 1,371 loans originated in 2025; the denial rate was 22.6% of 1,908 applications decided. The median loan was about $255,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Gila County, AZ.
- 2,475
- Applications
- 1,371
- Loans originated
- 22.6%
- Denial rate
- 431 denied of 1,908 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 2,475 | 1,371 |
| 2024 | 2,192 | 1,171 |
| 2023 | 1,979 | 1,078 |
| 2022 | 2,889 | 1,642 |
| 2021 | 4,671 | 2,891 |
| 2020 | 4,629 | 2,924 |
| 2019 | 3,072 | 1,831 |
| 2018 | 2,659 | 1,536 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| United Wholesale Mortgage | 138 | 192 |
| Rocket Mortgage | 109 | 162 |
| Desert Financial Credit Union | 97 | 191 |
| American Pacific Mortgage Corporation | 62 | 74 |
| Guild Mortgage Company | 43 | 60 |
| Sun American Mortgage Company | 37 | 54 |
| Guaranteed Rate Affinity, LLC | 34 | 71 |
| Pennymac Loan Services LLC | 29 | 61 |
| Zions Bancorporation, N.A. | 27 | 54 |
| Copper State Credit Union | 24 | 39 |
| JPMorgan Chase Bank, NA | 24 | 34 |
| Fairway Independent Mort Corp | 23 | 32 |
| The Loan Store, Inc | 22 | 35 |
| Newrez LLC | 22 | 56 |
| Freedom Mortgage Corporation | 20 | 49 |
| Mortgage Research Center | 19 | 50 |
| Geneva Financial LLC | 18 | 26 |
| BMO Harris Bank NA | 17 | 29 |
| Crosscountry Mortgage, LLC | 15 | 28 |
| America First Federal Credit Union | 14 | 18 |
| loanDepot.com LLC | 14 | 25 |
| Nationstar Mortgage | 12 | 15 |
| Guaranteed Rate, Inc. | 12 | 21 |
| Arizona Financial Credit Union | 12 | 17 |
| 21ST Mortgage | 12 | 37 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 41 | no rate: base under 50 |
| Asian | 23 | no rate: base under 50 |
| Black or African American | under 10 | |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 1,907 | 21.7% of 1,505 decided |
| 2 or more minority races | under 10 | |
| Joint | 43 | no rate: base under 50 |
| Race Not Available | 451 | 25.9% of 320 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 241 | 26.3% of 186 decided |
| Not Hispanic or Latino | 1,698 | 21.7% of 1,338 decided |
| Joint | withheld | |
| Ethnicity Not Available | 444 | 25.2% of 317 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 772 | 23.6% of 594 decided |
| Female | 540 | 30.8% of 428 decided |
| Joint | 932 | 15.7% of 732 decided |
| Sex Not Available | 231 | 28.6% of 154 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 511 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved