Mortgage lending in Pima County, Arizona
Lenders in Pima County, Arizona reported 40,438 mortgage applications for 2025, according to the CFPB.
40,438 mortgage applications and 23,483 loans originated in 2025; the denial rate was 19.8% of 31,471 applications decided. The median loan was about $265,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Tucson, AZ MSA.
- 40,438
- Applications
- 23,483
- Loans originated
- 19.8%
- Denial rate
- 6,241 denied of 31,471 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 40,438 | 23,483 |
| 2024 | 38,061 | 21,937 |
| 2023 | 34,186 | 19,220 |
| 2022 | 52,579 | 29,567 |
| 2021 | 92,199 | 58,913 |
| 2020 | 89,783 | 57,964 |
| 2019 | 55,156 | 34,099 |
| 2018 | 44,012 | 25,759 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| United Wholesale Mortgage | 1,429 | 1,996 |
| NOVA Financial & Investment Corporation | 1,418 | 2,007 |
| Crosscountry Mortgage, LLC | 1,413 | 2,219 |
| Rocket Mortgage | 1,344 | 1,912 |
| loanDepot.com LLC | 991 | 1,392 |
| Vantage West Credit Union | 949 | 1,685 |
| Fairway Independent Mort Corp | 916 | 1,332 |
| Altitude Financial Corporation | 561 | 718 |
| V.i.p. Mortgage, Inc. | 549 | 696 |
| Prosperity Home Mortgage, LLC | 511 | 682 |
| Guild Mortgage Company | 497 | 704 |
| Lennar Mortgage, LLC | 496 | 591 |
| DHI Mortgage Company, LTD. | 420 | 625 |
| American Pacific Mortgage Corporation | 407 | 618 |
| Pima Federal Credit Union | 401 | 639 |
| JPMorgan Chase Bank, NA | 370 | 572 |
| Pennymac Loan Services LLC | 367 | 728 |
| The Loan Store, Inc | 326 | 456 |
| KBHS Home Loans, LLC | 322 | 415 |
| Freedom Mortgage Corporation | 320 | 739 |
| Bank of America NA | 310 | 833 |
| Peoples Mortgage Company | 302 | 402 |
| Homeamerican Mortgage Corporation | 267 | 336 |
| Mortgage Research Center | 258 | 670 |
| Hughes Federal Credit Union | 247 | 516 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 540 | 28.7% of 414 decided |
| Asian | 1,125 | 20.6% of 880 decided |
| Black or African American | 1,104 | 24.3% of 862 decided |
| Native Hawaiian or Other Pacific Islander | 110 | 28.6% of 84 decided |
| White | 27,473 | 18.6% of 21,729 decided |
| 2 or more minority races | 98 | 29.1% of 79 decided |
| Joint | 1,038 | 17.9% of 823 decided |
| Free Form Text Only | 11 | no rate: base under 50 |
| Race Not Available | 8,939 | 22.7% of 6,592 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 10,652 | 24.4% of 8,372 decided |
| Not Hispanic or Latino | 20,481 | 17.6% of 16,175 decided |
| Joint | 2,002 | 15.6% of 1,604 decided |
| Ethnicity Not Available | 7,293 | 20.7% of 5,313 decided |
| Free Form Text Only | 10 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 13,381 | 22.7% of 10,320 decided |
| Female | 9,311 | 22.7% of 7,346 decided |
| Joint | 13,908 | 14.8% of 11,120 decided |
| Sex Not Available | 3,838 | 21.8% of 2,685 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 457 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved