Mortgage lending in Yavapai County, Arizona
Lenders in Yavapai County, Arizona reported 12,600 mortgage applications for 2025, according to the CFPB.
12,600 mortgage applications and 7,255 loans originated in 2025; the denial rate was 21.1% of 9,834 applications decided. The median loan was about $295,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Prescott Valley-Prescott, AZ MSA.
- 12,600
- Applications
- 7,255
- Loans originated
- 21.1%
- Denial rate
- 2,071 denied of 9,834 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 12,600 | 7,255 |
| 2024 | 11,267 | 6,260 |
| 2023 | 10,074 | 5,592 |
| 2022 | 15,977 | 9,221 |
| 2021 | 26,952 | 16,981 |
| 2020 | 26,761 | 16,924 |
| 2019 | 17,560 | 10,892 |
| 2018 | 14,754 | 8,578 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| United Wholesale Mortgage | 679 | 918 |
| Rocket Mortgage | 566 | 772 |
| Oneaz Credit Union | 384 | 817 |
| Fairway Independent Mort Corp | 231 | 326 |
| Guild Mortgage Company | 218 | 313 |
| Desert Financial Credit Union | 192 | 321 |
| Gardner Financial Services | 177 | 238 |
| V.i.p. Mortgage, Inc. | 134 | 170 |
| Zions Bancorporation, N.A. | 126 | 258 |
| Pennymac Loan Services LLC | 122 | 214 |
| JPMorgan Chase Bank, NA | 112 | 183 |
| CMG Mortgage Inc | 109 | 153 |
| The Loan Store, Inc | 103 | 147 |
| Credit Union West | 99 | 159 |
| Crosscountry Mortgage, LLC | 93 | 143 |
| Mortgage Research Center | 91 | 195 |
| US Bank, N.A. | 91 | 187 |
| loanDepot.com LLC | 84 | 139 |
| Newrez LLC | 80 | 202 |
| Homeowners Financial Group, LLC | 79 | 111 |
| Guaranteed Rate, Inc. | 78 | 133 |
| Bank of America NA | 77 | 174 |
| Freedom Mortgage Corporation | 70 | 166 |
| Paramount Residential Mortgage | 69 | 94 |
| Glacier Bank | 66 | 118 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 100 | 32.1% of 84 decided |
| Asian | 171 | 22.1% of 136 decided |
| Black or African American | 53 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | 12 | no rate: base under 50 |
| White | 9,597 | 20.7% of 7,625 decided |
| 2 or more minority races | withheld | |
| Joint | 271 | 16.6% of 193 decided |
| Free Form Text Only | under 10 | |
| Race Not Available | 2,385 | 22.6% of 1,742 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 953 | 29.6% of 732 decided |
| Not Hispanic or Latino | 8,795 | 19.9% of 6,965 decided |
| Joint | withheld | |
| Ethnicity Not Available | 2,354 | 22.3% of 1,715 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 3,546 | 25.3% of 2,749 decided |
| Female | 2,627 | 26.3% of 2,060 decided |
| Joint | 5,363 | 15.5% of 4,289 decided |
| Sex Not Available | 1,064 | 23.1% of 736 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 294 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved