Mortgage lending in Pinal County, Arizona
Lenders in Pinal County, Arizona reported 29,333 mortgage applications for 2025, according to the CFPB.
29,333 mortgage applications and 18,083 loans originated in 2025; the denial rate was 19.8% of 23,747 applications decided. The median loan was about $305,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Phoenix-Mesa-Chandler, AZ MSA.
- 29,333
- Applications
- 18,083
- Loans originated
- 19.8%
- Denial rate
- 4,694 denied of 23,747 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 29,333 | 18,083 |
| 2024 | 27,891 | 17,014 |
| 2023 | 26,008 | 15,016 |
| 2022 | 39,319 | 22,419 |
| 2021 | 59,071 | 38,246 |
| 2020 | 53,093 | 34,175 |
| 2019 | 35,660 | 22,144 |
| 2018 | 27,094 | 15,997 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| United Wholesale Mortgage | 1,726 | 2,273 |
| Rocket Mortgage | 1,180 | 1,602 |
| DHI Mortgage Company, LTD. | 1,105 | 1,581 |
| loanDepot.com LLC | 738 | 1,010 |
| Desert Financial Credit Union | 714 | 1,223 |
| Lennar Mortgage, LLC | 647 | 785 |
| Velocio Mortgage, L.L.C. | 621 | 700 |
| Fairway Independent Mort Corp | 458 | 643 |
| Guild Mortgage Company | 400 | 565 |
| Freedom Mortgage Corporation | 299 | 636 |
| Pennymac Loan Services LLC | 289 | 542 |
| Inspire Home Loans Inc. | 255 | 325 |
| Crosscountry Mortgage, LLC | 241 | 361 |
| The Loan Store, Inc | 208 | 270 |
| Pulte Mortgage LLC | 197 | 273 |
| Newrez LLC | 191 | 456 |
| Geneva Financial LLC | 185 | 244 |
| Click n' Close, Inc. | 179 | 243 |
| Mortgage Research Center | 177 | 378 |
| Homeamerican Mortgage Corporation | 174 | 200 |
| JPMorgan Chase Bank, NA | 174 | 262 |
| V.i.p. Mortgage, Inc. | 167 | 206 |
| Mountain America Federal Credit Union | 164 | 401 |
| NOVA Financial & Investment Corporation | 161 | 238 |
| Taylor Morrison Home Funding, Inc. | 159 | 233 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 401 | 28.1% of 331 decided |
| Asian | 777 | 19.6% of 627 decided |
| Black or African American | 1,483 | 29.6% of 1,170 decided |
| Native Hawaiian or Other Pacific Islander | 130 | 34.0% of 103 decided |
| White | 19,777 | 18.2% of 16,286 decided |
| 2 or more minority races | withheld | |
| Joint | 907 | 16.0% of 738 decided |
| Free Form Text Only | under 10 | |
| Race Not Available | 5,788 | 22.7% of 4,442 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 5,781 | 23.0% of 4,710 decided |
| Not Hispanic or Latino | 17,002 | 18.4% of 13,913 decided |
| Joint | 1,517 | 16.8% of 1,283 decided |
| Ethnicity Not Available | 5,021 | 21.8% of 3,833 decided |
| Free Form Text Only | 12 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 9,666 | 22.0% of 7,793 decided |
| Female | 5,916 | 21.9% of 4,846 decided |
| Joint | 11,431 | 16.0% of 9,443 decided |
| Sex Not Available | 2,320 | 24.9% of 1,665 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 250 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved