Mortgage lending in Yuma County, Arizona
Lenders in Yuma County, Arizona reported 7,909 mortgage applications for 2025, according to the CFPB.
7,909 mortgage applications and 4,606 loans originated in 2025; the denial rate was 20.6% of 6,253 applications decided. The median loan was about $235,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Yuma, AZ MSA.
- 7,909
- Applications
- 4,606
- Loans originated
- 20.6%
- Denial rate
- 1,291 denied of 6,253 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 7,909 | 4,606 |
| 2024 | 7,072 | 4,090 |
| 2023 | 5,859 | 3,327 |
| 2022 | 9,293 | 5,283 |
| 2021 | 15,171 | 9,590 |
| 2020 | 12,573 | 7,917 |
| 2019 | 8,044 | 4,944 |
| 2018 | 6,501 | 4,094 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| United Wholesale Mortgage | 657 | 865 |
| NOVA Financial & Investment Corporation | 631 | 864 |
| Crosscountry Mortgage, LLC | 467 | 646 |
| Rocket Mortgage | 319 | 435 |
| Guild Mortgage Company | 205 | 295 |
| Efinity Financial LLC | 205 | 270 |
| Navy Federal Credit Union | 192 | 403 |
| Zions Bancorporation, N.A. | 131 | 300 |
| MortgageOne, Inc | 110 | 159 |
| Mortgage Research Center | 105 | 210 |
| Figure Lending LLC | 84 | 180 |
| Freedom Mortgage Corporation | 84 | 199 |
| Pennymac Loan Services LLC | 73 | 174 |
| Summit Funding.inc | 55 | 71 |
| Securitynational Mortgage Company | 55 | 87 |
| American Financial Resources LLC | 52 | 65 |
| loanDepot.com LLC | 44 | 79 |
| Primelending | 43 | 54 |
| Geneva Financial LLC | 41 | 49 |
| Nationstar Mortgage | 40 | 55 |
| Newrez LLC | 39 | 120 |
| JPMorgan Chase Bank, NA | 37 | 70 |
| Credit Human Federal Credit Un | 34 | 88 |
| Spring Eq, LLC | 33 | 96 |
| Wells Fargo Bank NA | 33 | 61 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 78 | 29.3% of 58 decided |
| Asian | 94 | 23.5% of 68 decided |
| Black or African American | 104 | 24.1% of 79 decided |
| Native Hawaiian or Other Pacific Islander | 24 | no rate: base under 50 |
| White | 5,779 | 19.4% of 4,636 decided |
| 2 or more minority races | withheld | |
| Joint | 131 | 13.0% of 100 decided |
| Free Form Text Only | under 10 | |
| Race Not Available | 1,682 | 24.8% of 1,284 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 4,036 | 21.9% of 3,239 decided |
| Not Hispanic or Latino | 2,339 | 19.4% of 1,853 decided |
| Joint | withheld | |
| Ethnicity Not Available | 1,255 | 20.1% of 947 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 3,162 | 23.1% of 2,487 decided |
| Female | 1,477 | 23.9% of 1,209 decided |
| Joint | 2,649 | 15.4% of 2,115 decided |
| Sex Not Available | 621 | 22.9% of 442 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 656 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved