Mortgage lending in Navajo County, Arizona
Lenders in Navajo County, Arizona reported 3,870 mortgage applications for 2025, according to the CFPB.
3,870 mortgage applications and 2,176 loans originated in 2025; the denial rate was 21.5% of 2,969 applications decided. The median loan was about $255,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Navajo County, AZ.
- 3,870
- Applications
- 2,176
- Loans originated
- 21.5%
- Denial rate
- 638 denied of 2,969 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 3,870 | 2,176 |
| 2024 | 3,443 | 1,915 |
| 2023 | 3,139 | 1,646 |
| 2022 | 4,569 | 2,575 |
| 2021 | 7,402 | 4,523 |
| 2020 | 7,121 | 4,491 |
| 2019 | 4,559 | 2,675 |
| 2018 | 3,860 | 2,154 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Rocket Mortgage | 264 | 341 |
| United Wholesale Mortgage | 218 | 296 |
| Guild Mortgage Company | 160 | 215 |
| Zions Bancorporation, N.A. | 68 | 126 |
| Desert Financial Credit Union | 57 | 92 |
| The Loan Store, Inc | 55 | 75 |
| American Pacific Mortgage Corporation | 45 | 73 |
| Pennymac Loan Services LLC | 41 | 76 |
| Crosscountry Mortgage, LLC | 38 | 60 |
| Fairway Independent Mort Corp | 35 | 53 |
| 21ST Mortgage | 32 | 92 |
| Mortgage Research Center | 29 | 79 |
| Newrez LLC | 28 | 79 |
| Altitude Financial Corporation | 27 | 44 |
| V.i.p. Mortgage, Inc. | 26 | 35 |
| BMO Harris Bank NA | 25 | 47 |
| Peak Residential Lending Inc | 25 | 41 |
| CMG Mortgage Inc | 24 | 40 |
| Nationstar Mortgage | 24 | 35 |
| Freedom Mortgage Corporation | 24 | 58 |
| Mountain America Federal Credit Union | 23 | 47 |
| loanDepot.com LLC | 23 | 46 |
| Kind Lending, LLC | 23 | 39 |
| Arizona Financial Credit Union | 23 | 29 |
| JPMorgan Chase Bank, NA | 21 | 41 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 178 | 48.4% of 126 decided |
| Asian | withheld | |
| Black or African American | 31 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 2,854 | 19.6% of 2,247 decided |
| Joint | 99 | 22.2% of 72 decided |
| Race Not Available | 677 | 23.5% of 480 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 308 | 26.2% of 233 decided |
| Not Hispanic or Latino | 2,668 | 20.0% of 2,085 decided |
| Joint | 187 | 14.0% of 143 decided |
| Ethnicity Not Available | 707 | 27.8% of 508 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 1,216 | 23.0% of 930 decided |
| Female | 657 | 29.0% of 490 decided |
| Joint | 1,657 | 17.1% of 1,316 decided |
| Sex Not Available | 340 | 24.5% of 233 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 512 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved