Mortgage lending in Cochise County, Arizona
Lenders in Cochise County, Arizona reported 5,076 mortgage applications for 2025, according to the CFPB.
5,076 mortgage applications and 2,818 loans originated in 2025; the denial rate was 21.7% of 3,836 applications decided. The median loan was about $215,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Sierra Vista-Douglas, AZ MSA.
- 5,076
- Applications
- 2,818
- Loans originated
- 21.7%
- Denial rate
- 833 denied of 3,836 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 5,076 | 2,818 |
| 2024 | 4,543 | 2,564 |
| 2023 | 3,957 | 2,128 |
| 2022 | 5,826 | 3,264 |
| 2021 | 9,241 | 5,558 |
| 2020 | 8,369 | 5,152 |
| 2019 | 5,369 | 3,150 |
| 2018 | 4,473 | 2,486 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Crosscountry Mortgage, LLC | 453 | 675 |
| Rocket Mortgage | 220 | 316 |
| United Wholesale Mortgage | 194 | 295 |
| Guild Mortgage Company | 127 | 166 |
| Mortgage Research Center | 103 | 215 |
| BoxCar Mortgage, LLC | 99 | 112 |
| Navy Federal Credit Union | 95 | 201 |
| Fairway Independent Mort Corp | 78 | 89 |
| NOVA Financial & Investment Corporation | 75 | 127 |
| loanDepot.com LLC | 67 | 116 |
| Freedom Mortgage Corporation | 65 | 146 |
| Pennymac Loan Services LLC | 61 | 144 |
| Geneva Financial LLC | 52 | 60 |
| Altitude Financial Corporation | 47 | 62 |
| Figure Lending LLC | 38 | 63 |
| American Southwest Credit Union | 36 | 49 |
| The Loan Store, Inc | 35 | 45 |
| Inspire Home Loans Inc. | 35 | 51 |
| Zions Bancorporation, N.A. | 33 | 67 |
| Prosperity Home Mortgage, LLC | 29 | 44 |
| Newrez LLC | 29 | 111 |
| Nationstar Mortgage | 27 | 37 |
| Bank of America NA | 24 | 64 |
| Wells Fargo Bank NA | 22 | 40 |
| American Financial Resources LLC | 20 | 25 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 41 | no rate: base under 50 |
| Asian | 80 | 25.0% of 60 decided |
| Black or African American | 136 | 24.0% of 100 decided |
| Native Hawaiian or Other Pacific Islander | 19 | no rate: base under 50 |
| White | 3,638 | 19.7% of 2,778 decided |
| 2 or more minority races | withheld | |
| Joint | 155 | 26.7% of 116 decided |
| Free Form Text Only | under 10 | |
| Race Not Available | 991 | 26.9% of 722 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 908 | 22.9% of 673 decided |
| Not Hispanic or Latino | 3,056 | 19.9% of 2,348 decided |
| Joint | 246 | 24.7% of 194 decided |
| Ethnicity Not Available | 866 | 26.3% of 621 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 1,803 | 22.9% of 1,342 decided |
| Female | 1,064 | 24.6% of 813 decided |
| Joint | 1,742 | 16.9% of 1,361 decided |
| Sex Not Available | 467 | 29.7% of 320 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 858 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved