Mortgage lending in Apache County, Arizona
Lenders in Apache County, Arizona reported 1,133 mortgage applications for 2025, according to the CFPB.
1,133 mortgage applications and 459 loans originated in 2025; the denial rate was 39.4% of 845 applications decided. The median loan was about $205,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Apache County, AZ.
- 1,133
- Applications
- 459
- Loans originated
- 39.4%
- Denial rate
- 333 denied of 845 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,133 | 459 |
| 2024 | 1,054 | 432 |
| 2023 | 902 | 339 |
| 2022 | 1,257 | 525 |
| 2021 | 1,777 | 860 |
| 2020 | 1,609 | 785 |
| 2019 | 1,085 | 497 |
| 2018 | 916 | 390 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Guild Mortgage Company | 64 | 82 |
| Rocket Mortgage | 49 | 69 |
| United Wholesale Mortgage | 33 | 58 |
| Vanderbilt Mortgage and Finance, Inc | 26 | 233 |
| America First Federal Credit Union | 23 | 40 |
| 21ST Mortgage | 23 | 84 |
| Zions Bancorporation, N.A. | 21 | 41 |
| Pima Federal Credit Union | 11 | 16 |
| American Pacific Mortgage Corporation | 10 | 13 |
| The Loan Store, Inc | 8 | 11 |
| Newrez LLC | 8 | 16 |
| Fairway Independent Mort Corp | 8 | 12 |
| BMO Harris Bank NA | 7 | 19 |
| CMG Mortgage Inc | 7 | 17 |
| Arizona Central Credit Union | 6 | 11 |
| Mortgage Research Center | 6 | 13 |
| Paramount Residential Mortgage | 5 | 9 |
| Freedom Mortgage Corporation | 5 | 11 |
| Guaranteed Rate, Inc. | 5 | 7 |
| Pennymac Loan Services LLC | 5 | 14 |
| JMAC Lending, Inc. | 4 | 5 |
| Desert Financial Credit Union | 4 | 9 |
| Village Capital & Investment | 4 | 6 |
| JPMorgan Chase Bank, NA | 4 | 5 |
| Altitude Financial Corporation | 3 | 6 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 255 | 72.2% of 187 decided |
| Asian | under 10 | |
| Black or African American | under 10 | |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 670 | 27.9% of 506 decided |
| 2 or more minority races | under 10 | |
| Joint | 15 | no rate: base under 50 |
| Race Not Available | 180 | 39.6% of 134 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 55 | no rate: base under 50 |
| Not Hispanic or Latino | 744 | 35.9% of 571 decided |
| Joint | 45 | no rate: base under 50 |
| Ethnicity Not Available | 289 | 53.4% of 206 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 328 | 39.6% of 250 decided |
| Female | 243 | 47.6% of 170 decided |
| Joint | 451 | 32.9% of 347 decided |
| Sex Not Available | 111 | 50.0% of 78 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 968 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved