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Mortgage lending in Maricopa County, Arizona

Lenders in Maricopa County, Arizona reported 185,548 mortgage applications for 2025, according to the CFPB.

185,548 mortgage applications and 111,793 loans originated in 2025; the denial rate was 20.1% of 148,625 applications decided. The median loan was about $325,000. From 2025, the CFPB’s Snapshot release.

HUD’s Fair Market Rent for the county, on the housing hub: Phoenix-Mesa-Chandler, AZ MSA.

185,548
Applications
111,793
Loans originated
20.1%
Denial rate
29,912 denied of 148,625 applications decided.

Every year

1 more column on a wider screen

Mortgage applications and loans originated in Maricopa County, Arizona, by year
YearApplicationsOriginated
2025185,548111,793
2024171,898102,128
2023160,35290,907
2022258,774152,805
2021479,669323,476
2020497,552332,119
2019314,657200,078
2018242,901145,516

The largest lenders here

Lenders in Maricopa County, Arizona by loans originated, 2025
LenderOriginatedApplications
United Wholesale Mortgage12,92416,762
Desert Financial Credit Union9,26714,727
Rocket Mortgage8,32711,018
Fairway Independent Mort Corp2,6893,849
Pennymac Loan Services LLC2,0313,474
Crosscountry Mortgage, LLC2,0223,085
loanDepot.com LLC1,9843,022
Bank of America NA1,9384,488
JPMorgan Chase Bank, NA1,9103,053
Arizona Financial Credit Union1,8073,054
Taylor Morrison Home Funding, Inc.1,5722,101
The Loan Store, Inc1,5542,238
Lennar Mortgage, LLC1,4791,807
Guild Mortgage Company1,4642,100
V.i.p. Mortgage, Inc.1,3231,659
CMG Mortgage Inc1,2611,875
US Bank, N.A.1,1752,609
Navy Federal Credit Union1,1332,569
Nationstar Mortgage1,1211,664
Spring Eq, LLC1,1143,199
Newrez LLC1,1072,877
Freedom Mortgage Corporation1,0812,653
Bell Bank1,0681,383
Guaranteed Rate, Inc.9941,880
Oneaz Credit Union9692,034

Applications by race, ethnicity and sex, 2025

By race, Maricopa County, Arizona: applications and denial rate
CategoryApplicationsDenial rate
American Indian or Alaska Native2,00027.6% of 1,590 decided
Asian10,24618.4% of 8,065 decided
Black or African American6,66928.4% of 5,215 decided
Native Hawaiian or Other Pacific Islander50223.6% of 390 decided
White122,57019.0% of 100,359 decided
2 or more minority races39424.8% of 315 decided
Joint4,77415.7% of 3,896 decided
Free Form Text Only50no rate: base under 50
Race Not Available38,34323.2% of 28,760 decided
By ethnicity, Maricopa County, Arizona: applications and denial rate
CategoryApplicationsDenial rate
Hispanic or Latino38,16625.6% of 30,888 decided
Not Hispanic or Latino107,19218.1% of 87,211 decided
Joint7,32915.6% of 6,074 decided
Ethnicity Not Available32,82621.7% of 24,429 decided
Free Form Text Only35no rate: base under 50
By sex, Maricopa County, Arizona: applications and denial rate
CategoryApplicationsDenial rate
Male64,59122.6% of 51,486 decided
Female39,78523.1% of 32,394 decided
Joint64,08915.2% of 52,656 decided
Sex Not Available17,08323.4% of 12,089 decided

A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.

Rankings this appears in

Sources

Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built

Data retrieved