Mortgage lending in Mohave County, Arizona
Lenders in Mohave County, Arizona reported 11,248 mortgage applications for 2025, according to the CFPB.
11,248 mortgage applications and 6,605 loans originated in 2025; the denial rate was 20.6% of 8,804 applications decided. The median loan was about $225,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Lake Havasu City-Kingman, AZ MSA.
- 11,248
- Applications
- 6,605
- Loans originated
- 20.6%
- Denial rate
- 1,811 denied of 8,804 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 11,248 | 6,605 |
| 2024 | 10,260 | 5,790 |
| 2023 | 8,924 | 4,956 |
| 2022 | 14,192 | 7,999 |
| 2021 | 23,999 | 15,037 |
| 2020 | 21,503 | 13,485 |
| 2019 | 14,357 | 8,677 |
| 2018 | 11,827 | 6,831 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| United Wholesale Mortgage | 865 | 1,122 |
| Rocket Mortgage | 597 | 815 |
| New American Funding, LLC. | 342 | 580 |
| American Financial Network, Inc. | 185 | 241 |
| American Pacific Mortgage Corporation | 166 | 215 |
| Inspire Home Loans Inc. | 150 | 197 |
| Arizona Financial Credit Union | 148 | 252 |
| Mortgage Research Center | 138 | 281 |
| loanDepot.com LLC | 133 | 232 |
| The Loan Store, Inc | 123 | 162 |
| JPMorgan Chase Bank, NA | 115 | 184 |
| Guild Mortgage Company | 112 | 147 |
| Pennymac Loan Services LLC | 105 | 201 |
| Freedom Mortgage Corporation | 100 | 216 |
| Glacier Bank | 95 | 132 |
| America First Federal Credit Union | 88 | 155 |
| CMG Mortgage Inc | 87 | 121 |
| Residential Wholesale Mortgage | 81 | 96 |
| US Bank, N.A. | 80 | 198 |
| Zions Bancorporation, N.A. | 79 | 165 |
| Mason-McDuffie Mortgage Corporation | 78 | 101 |
| Nationstar Mortgage | 77 | 128 |
| Crosscountry Mortgage, LLC | 76 | 141 |
| A&d Mortgage LLC | 74 | 103 |
| Geneva Financial LLC | 67 | 79 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 112 | 27.9% of 86 decided |
| Asian | 135 | 17.3% of 110 decided |
| Black or African American | 94 | 23.0% of 74 decided |
| Native Hawaiian or Other Pacific Islander | 34 | no rate: base under 50 |
| White | 8,430 | 19.8% of 6,674 decided |
| 2 or more minority races | 16 | no rate: base under 50 |
| Joint | 215 | 17.9% of 168 decided |
| Race Not Available | 2,212 | 23.5% of 1,653 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 1,100 | 24.5% of 858 decided |
| Not Hispanic or Latino | 7,608 | 19.5% of 6,034 decided |
| Joint | withheld | |
| Ethnicity Not Available | 2,140 | 22.7% of 1,588 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 3,983 | 22.4% of 3,129 decided |
| Female | 2,112 | 24.9% of 1,667 decided |
| Joint | 4,160 | 15.1% of 3,320 decided |
| Sex Not Available | 993 | 28.3% of 688 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 742 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved