Mortgage lending in Graham County, Arizona
Lenders in Graham County, Arizona reported 1,448 mortgage applications for 2025, according to the CFPB.
1,448 mortgage applications and 846 loans originated in 2025; the denial rate was 23.4% of 1,177 applications decided. The median loan was about $235,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Graham County, AZ.
- 1,448
- Applications
- 846
- Loans originated
- 23.4%
- Denial rate
- 275 denied of 1,177 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,448 | 846 |
| 2024 | 1,155 | 653 |
| 2023 | 1,059 | 597 |
| 2022 | 1,538 | 857 |
| 2021 | 2,209 | 1,408 |
| 2020 | 2,239 | 1,345 |
| 2019 | 1,501 | 837 |
| 2018 | 1,099 | 631 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Fairway Independent Mort Corp | 125 | 162 |
| Oneaz Credit Union | 115 | 221 |
| NOVA Financial & Investment Corporation | 80 | 104 |
| Rocket Mortgage | 53 | 77 |
| Sierra Pacific Mortgage Co. Inc | 52 | 78 |
| BoxCar Mortgage, LLC | 43 | 51 |
| United Wholesale Mortgage | 38 | 53 |
| Union Home Mortgage Corp. | 30 | 35 |
| Pennymac Loan Services LLC | 22 | 43 |
| The Loan Store, Inc | 16 | 23 |
| Nationstar Mortgage | 15 | 24 |
| Freedom Mortgage Corporation | 12 | 21 |
| Vanderbilt Mortgage and Finance, Inc | 11 | 35 |
| loanDepot.com LLC | 11 | 21 |
| Guild Mortgage Company | 10 | 16 |
| Coastal Community Bank | 9 | 17 |
| JPMorgan Chase Bank, NA | 9 | 13 |
| Mortgage Research Center | 8 | 12 |
| Newrez LLC | 8 | 20 |
| Zions Bancorporation, N.A. | 8 | 21 |
| American Southwest Credit Union | 7 | 8 |
| Equity Prime Mortgage LLC | 5 | 8 |
| Crosscountry Mortgage, LLC | 5 | 11 |
| 21ST Mortgage | 5 | 20 |
| Goodleap, LLC | 5 | 9 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 44 | no rate: base under 50 |
| Asian | under 10 | |
| Black or African American | under 10 | |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 1,151 | 21.5% of 949 decided |
| 2 or more minority races | under 10 | |
| Joint | 25 | no rate: base under 50 |
| Race Not Available | 209 | 31.3% of 163 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 337 | 24.6% of 285 decided |
| Not Hispanic or Latino | 833 | 20.1% of 677 decided |
| Joint | 93 | 24.7% of 77 decided |
| Ethnicity Not Available | 185 | 36.2% of 138 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 567 | 20.6% of 451 decided |
| Female | 248 | 32.0% of 203 decided |
| Joint | 535 | 19.9% of 452 decided |
| Sex Not Available | 98 | 38.0% of 71 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 654 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved