Skip to content
American Factbook
Menu
On this page

Mortgage lending in Maine

Lenders in Maine reported 57,098 mortgage applications for 2025, according to the CFPB.

57,098 mortgage applications and 35,498 loans originated in 2025. 9,326 of the 46,448 applications decided were denied, 20.1%. From 2025, the CFPB’s Snapshot release.

57,098
Applications
35,498
Loans originated
25.1 per 1,000 residents, over the Census Bureau's 2025 estimate.
20.1%
Denial rate
9,326 denied of 46,448 applications decided.

The largest lenders in Maine

2 more columns on a wider screen

Lenders in Maine by loans originated, 2025
RankLenderOriginated
1Bangor Savings Bank3,199
2United Wholesale Mortgage2,077
3The Camden National Bank1,794
4Rocket Mortgage1,775
5CMG Mortgage Inc1,507
6Guild Mortgage Company1,347
7Kennebec Savings Bank1,145
8First National Bank721
9TD Bank699
10Town and Country Federal Credi648
11Norway Savings Bank618
12Maine Community Bank595
13Maine Savings Federal Credit Union561
14Machias Savings Bank551
15Evergreen Credit Union543
16Mortgage Research Center507
17Maine State Credit Union446
18Crosscountry Mortgage, LLC398
19Atlantic Federal Credit Union394
20Fairway Independent Mort Corp390
21New American Funding, LLC.387
22Androscoggin Bank375
23loanDepot.com LLC353
24Freedom Mortgage Corporation346
25Northpoint Mortgage, Inc.343

Counties in Maine

1 more column on a wider screen

Counties in Maine by loans originated, with the median loan, 2025
CountyOriginatedMedian loan
Cumberland County8,187$305,000
York County6,776$295,000
Penobscot County3,699$185,000
Kennebec County3,330$215,000
Androscoggin County2,557$245,000
Oxford County1,471$225,000
Hancock County1,431$205,000
Somerset County1,107$175,000
Aroostook County1,101$135,000
Waldo County1,084$205,000
Knox County1,046$235,000
Lincoln County1,037$235,000
Sagadahoc County919$255,000
Washington County632$145,000
Franklin County618$225,000
Piscataquis County467$175,000

Maine elsewhere on the Factbook

  • Reported crime Crime and justice

    Offenses reported to police by type, the trend, and the reporting coverage.

  • Most dangerous cities in Maine Crime and justice

    What each agency serving 25,000 or more reported, ranked. Agency populations overlap, so these do not add up to the state.

  • Prison population Crime and justice

    People held under the state’s correctional authority, and the imprisonment rate. A different publisher counting a different thing.

  • Arrests by race, sex and age Crime and justice

    Arrests as the FBI’s participating agencies reported them, with what the figures can and cannot support at the top.

  • Hate crime Crime and justice

    Incidents reported to the FBI by bias motivation, as counts — the collection publishes no participation share, so there is no rate to compare states on.

  • Federal obligations Federal spending

    What federal agencies obligated against a place of performance in the state, per resident and by agency.

  • Registered nonprofits Nonprofits

    How many organizations the IRS lists in the state, what they report as revenue, and which kinds of work they do.

  • Payments to doctors Health

    What drug and device companies reported paying doctors with a practice address in the state, and the largest recipients.

  • Farm program payments Farm subsidies

    What the Farm Service Agency paid through the state’s county offices, by program and by recipient. The offices that administered the payments, not a count of farms: a recipient addressed elsewhere is counted where they were paid.

  • Paycheck Protection Program loans PPP loans

    The PPP loans SBA guaranteed to businesses operating in the state, by county, with how many carry a forgiveness amount and how many were charged off. Loans, not businesses: a business with two draws is two loans.

  • Population, age, income and origin Demographics

    The Census Bureau's population estimates year by year, with births, deaths and migration, and age, income, poverty, housing and origin from the American Community Survey, each with its margin of error.

  • Public schools Schools

    Pupils, schools and teachers, the largest districts, what districts spend per pupil and where the money comes from, and the colleges that take federal student aid.

  • Banks and credit unions Banks and credit unions

    The FDIC-insured banks headquartered in the state and their offices, and the credit unions based there and their sites, each per resident and against every other state.

  • Housing Housing

    The homes under HUD’s rental assistance programs in the state, by program and county, and its tax-credit housing, each per resident and against every other state.

  • Cost of living Cost of living

    BEA’s price level for the state against the nation, for goods, rents, utilities and other services, and its metro areas beside it.

  • College athletics Sports

    Every college in the state that reported to the Equity in Athletics survey, ranked by its athletics revenue, with its expenses, athletes and athletic aid.

  • Federal civilian workforce Federal salaries

    Federal civilian employees stationed in the state by agency and occupation, with the pay OPM publishes and the share it withholds.

  • The Maine Factbook entry Across the Factbook

    Every measure the Factbook publishes for this state in one place, each with where it ranks among the others and the record it came from.

The immigration hub has no page for this state: EOIR runs no immigration court here, and CBP publishes by sector and field office, which are its own areas of responsibility rather than a geography. Immigration and the border.

More about Maine →

Sources

Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built

Data retrieved