Mortgage lending in Oxford County, Maine
Lenders in Oxford County, Maine reported 2,469 mortgage applications for 2025, according to the CFPB.
2,469 mortgage applications and 1,471 loans originated in 2025; the denial rate was 22.9% of 1,992 applications decided. The median loan was about $225,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Oxford County, ME.
- 2,469
- Applications
- 1,471
- Loans originated
- 22.9%
- Denial rate
- 457 denied of 1,992 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 2,469 | 1,471 |
| 2024 | 2,207 | 1,257 |
| 2023 | 1,940 | 1,168 |
| 2022 | 2,704 | 1,645 |
| 2021 | 3,607 | 2,321 |
| 2020 | 3,326 | 2,061 |
| 2019 | 2,284 | 1,398 |
| 2018 | 2,158 | 1,212 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Norway Savings Bank | 173 | 257 |
| CMG Mortgage Inc | 102 | 148 |
| United Wholesale Mortgage | 95 | 125 |
| Guild Mortgage Company | 92 | 119 |
| Rocket Mortgage | 87 | 143 |
| Bangor Savings Bank | 62 | 116 |
| Dirigo Federal Credit Union | 56 | 83 |
| TD Bank | 37 | 60 |
| The Camden National Bank | 34 | 47 |
| Mortgage Research Center | 28 | 56 |
| T2 Financial LLC | 25 | 35 |
| loanDepot.com LLC | 24 | 44 |
| Maine Community Bank | 24 | 35 |
| Das Acquisition Company, LLC | 24 | 32 |
| Citizens Bank, NA | 23 | 33 |
| Crosscountry Mortgage, LLC | 22 | 30 |
| Lighthouse Federal Credit Union | 21 | 42 |
| Evergreen Credit Union | 20 | 39 |
| Guaranteed Rate, Inc. | 20 | 32 |
| Northpoint Mortgage, Inc. | 18 | 20 |
| Total Mortgage Services, LLC | 17 | 20 |
| Androscoggin Bank | 16 | 19 |
| Nationstar Mortgage | 16 | 25 |
| New American Funding, LLC. | 14 | 46 |
| Navy Federal Credit Union | 13 | 25 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | 19 | no rate: base under 50 |
| Black or African American | under 10 | |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 2,027 | 21.8% of 1,658 decided |
| 2 or more minority races | under 10 | |
| Joint | 26 | no rate: base under 50 |
| Race Not Available | 376 | 30.4% of 283 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 40 | no rate: base under 50 |
| Not Hispanic or Latino | 1,973 | 21.6% of 1,618 decided |
| Joint | 30 | no rate: base under 50 |
| Ethnicity Not Available | 426 | 29.6% of 318 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 865 | 25.7% of 689 decided |
| Female | 477 | 27.0% of 393 decided |
| Joint | 853 | 15.9% of 703 decided |
| Sex Not Available | 274 | 29.9% of 207 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 761 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved