Mortgage lending in Knox County, Maine
Lenders in Knox County, Maine reported 1,687 mortgage applications for 2025, according to the CFPB.
1,687 mortgage applications and 1,046 loans originated in 2025; the denial rate was 20.9% of 1,379 applications decided. The median loan was about $235,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Knox County, ME.
- 1,687
- Applications
- 1,046
- Loans originated
- 20.9%
- Denial rate
- 288 denied of 1,379 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,687 | 1,046 |
| 2024 | 1,469 | 879 |
| 2023 | 1,316 | 833 |
| 2022 | 1,873 | 1,174 |
| 2021 | 2,666 | 1,792 |
| 2020 | 2,612 | 1,673 |
| 2019 | 1,840 | 1,178 |
| 2018 | 1,819 | 1,164 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| The Camden National Bank | 182 | 277 |
| First National Bank | 154 | 203 |
| Bangor Savings Bank | 133 | 191 |
| Fairway Independent Mort Corp | 95 | 133 |
| Rocket Mortgage | 35 | 52 |
| Maine State Credit Union | 34 | 59 |
| United Wholesale Mortgage | 29 | 41 |
| TD Bank | 20 | 28 |
| CMG Mortgage Inc | 16 | 22 |
| Kennebec Savings Bank | 15 | 18 |
| Guild Mortgage Company | 12 | 15 |
| New American Funding, LLC. | 11 | 24 |
| Nationstar Mortgage | 11 | 16 |
| Machias Savings Bank | 11 | 19 |
| JPMorgan Chase Bank, NA | 11 | 18 |
| Navy Federal Credit Union | 9 | 26 |
| Town and Country Federal Credi | 9 | 12 |
| Northpoint Mortgage, Inc. | 9 | 12 |
| Spring Eq, LLC | 9 | 22 |
| Bar Harbor Bank & Trust | 9 | 15 |
| Bank of America NA | 9 | 21 |
| Leaderone Financial Corp. | 8 | 8 |
| Mortgage Research Center | 8 | 25 |
| Freedom Mortgage Corporation | 8 | 10 |
| Total Mortgage Services, LLC | 8 | 11 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | 13 | no rate: base under 50 |
| Black or African American | under 10 | |
| White | 1,381 | 19.9% of 1,147 decided |
| 2 or more minority races | under 10 | |
| Joint | 23 | no rate: base under 50 |
| Race Not Available | 261 | 28.6% of 196 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | withheld | |
| Not Hispanic or Latino | 1,359 | 19.3% of 1,130 decided |
| Joint | 19 | no rate: base under 50 |
| Ethnicity Not Available | 290 | 28.4% of 218 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 495 | 24.3% of 400 decided |
| Female | 375 | 21.8% of 307 decided |
| Joint | 653 | 15.6% of 552 decided |
| Sex Not Available | 164 | 31.7% of 120 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 684 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved