Mortgage lending in Hancock County, Maine
Lenders in Hancock County, Maine reported 2,284 mortgage applications for 2025, according to the CFPB.
2,284 mortgage applications and 1,431 loans originated in 2025; the denial rate was 21.5% of 1,892 applications decided. The median loan was about $205,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Hancock County, ME.
- 2,284
- Applications
- 1,431
- Loans originated
- 21.5%
- Denial rate
- 407 denied of 1,892 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 2,284 | 1,431 |
| 2024 | 2,213 | 1,382 |
| 2023 | 1,856 | 1,136 |
| 2022 | 2,521 | 1,690 |
| 2021 | 3,713 | 2,509 |
| 2020 | 3,829 | 2,602 |
| 2019 | 2,554 | 1,687 |
| 2018 | 2,190 | 1,464 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| The Camden National Bank | 165 | 240 |
| Bangor Savings Bank | 138 | 199 |
| First National Bank | 117 | 140 |
| Bar Harbor Bank & Trust | 103 | 172 |
| Maine Savings Federal Credit Union | 100 | 163 |
| Machias Savings Bank | 87 | 137 |
| Seaboard Federal Credit Union | 76 | 97 |
| Rocket Mortgage | 72 | 102 |
| United Wholesale Mortgage | 48 | 65 |
| CUSO Mortgage Corporation | 33 | 40 |
| CMG Mortgage Inc | 30 | 42 |
| Pennymac Loan Services LLC | 29 | 40 |
| Acadia Federal Credit Union | 22 | 23 |
| TD Bank | 19 | 39 |
| Mortgage Research Center | 19 | 42 |
| loanDepot.com LLC | 16 | 26 |
| Guild Mortgage Company | 14 | 20 |
| Leaderone Financial Corp. | 11 | 12 |
| Total Mortgage Services, LLC | 10 | 15 |
| Bank of America NA | 10 | 20 |
| University Credit Union | 9 | 13 |
| New American Funding, LLC. | 9 | 26 |
| Freedom Mortgage Corporation | 9 | 16 |
| Keystone Funding, Inc | 8 | 10 |
| Bangor Federal Credit Union | 8 | 9 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 10 | no rate: base under 50 |
| Asian | 29 | no rate: base under 50 |
| Black or African American | under 10 | |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 1,867 | 21.3% of 1,572 decided |
| 2 or more minority races | under 10 | |
| Joint | 35 | no rate: base under 50 |
| Race Not Available | 331 | 22.5% of 244 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 22 | no rate: base under 50 |
| Not Hispanic or Latino | 1,868 | 21.1% of 1,578 decided |
| Joint | 30 | no rate: base under 50 |
| Ethnicity Not Available | 364 | 24.4% of 270 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 698 | 24.6% of 576 decided |
| Female | 475 | 25.1% of 411 decided |
| Joint | 878 | 17.2% of 734 decided |
| Sex Not Available | 233 | 21.1% of 171 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1004 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved