Mortgage lending in Franklin County, Maine
Lenders in Franklin County, Maine reported 1,056 mortgage applications for 2025, according to the CFPB.
1,056 mortgage applications and 618 loans originated in 2025; the denial rate was 21.2% of 825 applications decided. The median loan was about $225,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Franklin County, ME.
- 1,056
- Applications
- 618
- Loans originated
- 21.2%
- Denial rate
- 175 denied of 825 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,056 | 618 |
| 2024 | 916 | 565 |
| 2023 | 809 | 478 |
| 2022 | 1,149 | 720 |
| 2021 | 1,727 | 1,152 |
| 2020 | 1,637 | 1,051 |
| 2019 | 1,038 | 658 |
| 2018 | 920 | 561 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Bangor Savings Bank | 84 | 127 |
| Skowhegan Savings Bank | 55 | 78 |
| Rocket Mortgage | 38 | 59 |
| Guild Mortgage Company | 29 | 38 |
| Kennebec Savings Bank | 26 | 35 |
| CMG Mortgage Inc | 21 | 35 |
| Mortgage Research Center | 20 | 43 |
| T2 Financial LLC | 17 | 18 |
| United Wholesale Mortgage | 17 | 25 |
| University Credit Union | 15 | 27 |
| Fairway Independent Mort Corp | 14 | 17 |
| The Camden National Bank | 14 | 24 |
| TD Bank | 10 | 21 |
| Androscoggin Bank | 10 | 10 |
| loanDepot.com LLC | 9 | 16 |
| Maine Community Bank | 9 | 14 |
| Freedom Mortgage Corporation | 9 | 15 |
| Leaderone Financial Corp. | 8 | 12 |
| Navy Federal Credit Union | 8 | 16 |
| PeoplesChoice Credit Union | 8 | 13 |
| Nationstar Mortgage | 8 | 16 |
| Norway Savings Bank | 8 | 13 |
| Pennymac Loan Services LLC | 8 | 13 |
| Crosscountry Mortgage, LLC | 7 | 11 |
| New American Funding, LLC. | 6 | 16 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | under 10 | |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 882 | 19.5% of 699 decided |
| Joint | 12 | no rate: base under 50 |
| Race Not Available | 144 | 32.4% of 105 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | withheld | |
| Not Hispanic or Latino | 871 | 19.5% of 693 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 156 | 29.8% of 114 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 389 | 23.7% of 291 decided |
| Female | 210 | 20.7% of 169 decided |
| Joint | 358 | 15.5% of 291 decided |
| Sex Not Available | 99 | 35.1% of 74 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 760 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved