Mortgage lending in Androscoggin County, Maine
Lenders in Androscoggin County, Maine reported 4,193 mortgage applications for 2025, according to the CFPB.
4,193 mortgage applications and 2,557 loans originated in 2025; the denial rate was 19.7% of 3,374 applications decided. The median loan was about $245,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Lewiston-Auburn, ME MSA.
- 4,193
- Applications
- 2,557
- Loans originated
- 19.7%
- Denial rate
- 665 denied of 3,374 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 4,193 | 2,557 |
| 2024 | 3,921 | 2,451 |
| 2023 | 3,350 | 2,036 |
| 2022 | 4,571 | 2,886 |
| 2021 | 6,891 | 4,658 |
| 2020 | 6,113 | 4,126 |
| 2019 | 4,260 | 2,772 |
| 2018 | 3,651 | 2,317 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Guild Mortgage Company | 234 | 297 |
| United Wholesale Mortgage | 183 | 234 |
| Rocket Mortgage | 153 | 231 |
| Bangor Savings Bank | 143 | 209 |
| Dirigo Federal Credit Union | 136 | 205 |
| CMG Mortgage Inc | 134 | 201 |
| Maine Community Bank | 85 | 110 |
| The Camden National Bank | 68 | 97 |
| Lisbon Community FCU | 67 | 69 |
| T2 Financial LLC | 66 | 77 |
| Norway Savings Bank | 64 | 87 |
| Maine Family Federal Credit Union | 55 | 88 |
| Freedom Mortgage Corporation | 54 | 104 |
| TD Bank | 53 | 94 |
| Androscoggin Bank | 46 | 52 |
| Das Acquisition Company, LLC | 46 | 58 |
| Mortgage Research Center | 35 | 71 |
| Kennebec Savings Bank | 33 | 49 |
| Pennymac Loan Services LLC | 33 | 83 |
| Atlantic Federal Credit Union | 32 | 62 |
| Crosscountry Mortgage, LLC | 32 | 45 |
| Northpoint Mortgage, Inc. | 30 | 40 |
| Paramount Residential Mortgage | 28 | 41 |
| Nationstar Mortgage | 27 | 40 |
| Guaranteed Rate, Inc. | 26 | 51 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 21 | no rate: base under 50 |
| Asian | 43 | no rate: base under 50 |
| Black or African American | 235 | 25.1% of 175 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 3,104 | 18.4% of 2,533 decided |
| 2 or more minority races | under 10 | |
| Joint | 64 | 7.5% of 53 decided |
| Race Not Available | 718 | 25.0% of 557 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 77 | 26.8% of 56 decided |
| Not Hispanic or Latino | 3,277 | 18.6% of 2,669 decided |
| Joint | 55 | no rate: base under 50 |
| Ethnicity Not Available | 784 | 24.3% of 608 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 1,492 | 22.8% of 1,169 decided |
| Female | 865 | 22.2% of 699 decided |
| Joint | 1,319 | 13.9% of 1,112 decided |
| Sex Not Available | 517 | 22.6% of 394 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 608 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved