Mortgage lending in Sagadahoc County, Maine
Lenders in Sagadahoc County, Maine reported 1,432 mortgage applications for 2025, according to the CFPB.
1,432 mortgage applications and 919 loans originated in 2025; the denial rate was 17.5% of 1,157 applications decided. The median loan was about $255,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Sagadahoc County, ME HUD Metro FMR Area.
- 1,432
- Applications
- 919
- Loans originated
- 17.5%
- Denial rate
- 203 denied of 1,157 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,432 | 919 |
| 2024 | 1,318 | 804 |
| 2023 | 1,197 | 768 |
| 2022 | 1,634 | 1,107 |
| 2021 | 2,557 | 1,743 |
| 2020 | 2,631 | 1,743 |
| 2019 | 1,716 | 1,100 |
| 2018 | 1,571 | 1,004 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Bangor Savings Bank | 58 | 77 |
| United Wholesale Mortgage | 56 | 67 |
| Rocket Mortgage | 55 | 80 |
| The Camden National Bank | 50 | 78 |
| Bath Savings Institution | 45 | 77 |
| First Federal Savings and Loan Assocation of Bath | 39 | 43 |
| CMG Mortgage Inc | 37 | 47 |
| Atlantic Federal Credit Union | 33 | 55 |
| Kennebec Savings Bank | 30 | 43 |
| Guild Mortgage Company | 29 | 43 |
| Androscoggin Bank | 23 | 24 |
| CUSO Mortgage Corporation | 21 | 33 |
| Norway Savings Bank | 20 | 30 |
| Mortgage Research Center | 16 | 36 |
| Northpoint Mortgage, Inc. | 16 | 22 |
| TD Bank | 15 | 24 |
| First National Bank | 14 | 16 |
| Maine State Credit Union | 13 | 19 |
| Affordable Mortgage Advisors | 13 | 13 |
| New American Funding, LLC. | 13 | 27 |
| Navy Federal Credit Union | 12 | 21 |
| loanDepot.com LLC | 10 | 19 |
| Total Mortgage Services, LLC | 10 | 12 |
| Crosscountry Mortgage, LLC | 10 | 11 |
| Keybank National Association | 10 | 14 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | 12 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 1,140 | 16.2% of 938 decided |
| 2 or more minority races | under 10 | |
| Joint | 19 | no rate: base under 50 |
| Race Not Available | 242 | 25.1% of 183 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 16 | no rate: base under 50 |
| Not Hispanic or Latino | 1,128 | 15.7% of 922 decided |
| Joint | 18 | no rate: base under 50 |
| Ethnicity Not Available | 270 | 23.7% of 207 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 406 | 19.3% of 331 decided |
| Female | 303 | 18.7% of 241 decided |
| Joint | 545 | 13.8% of 443 decided |
| Sex Not Available | 178 | 23.2% of 142 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 542 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved