Mortgage lending in Lincoln County, Maine
Lenders in Lincoln County, Maine reported 1,613 mortgage applications for 2025, according to the CFPB.
1,613 mortgage applications and 1,037 loans originated in 2025; the denial rate was 18.4% of 1,320 applications decided. The median loan was about $235,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Lincoln County, ME.
- 1,613
- Applications
- 1,037
- Loans originated
- 18.4%
- Denial rate
- 243 denied of 1,320 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,613 | 1,037 |
| 2024 | 1,357 | 839 |
| 2023 | 1,213 | 755 |
| 2022 | 1,804 | 1,189 |
| 2021 | 2,612 | 1,717 |
| 2020 | 2,423 | 1,571 |
| 2019 | 1,610 | 1,006 |
| 2018 | 1,486 | 910 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| First National Bank | 206 | 250 |
| The Camden National Bank | 106 | 161 |
| Bangor Savings Bank | 74 | 107 |
| First Federal Savings and Loan Assocation of Bath | 48 | 58 |
| Rocket Mortgage | 48 | 66 |
| CMG Mortgage Inc | 38 | 54 |
| Kennebec Savings Bank | 35 | 43 |
| United Wholesale Mortgage | 30 | 41 |
| Guild Mortgage Company | 26 | 35 |
| Bath Savings Institution | 24 | 34 |
| Fairway Independent Mort Corp | 21 | 30 |
| Maine State Credit Union | 19 | 33 |
| Navy Federal Credit Union | 16 | 23 |
| Mortgage Research Center | 14 | 30 |
| Pennymac Loan Services LLC | 14 | 25 |
| New American Funding, LLC. | 13 | 23 |
| T2 Financial LLC | 13 | 21 |
| Northpoint Mortgage, Inc. | 12 | 14 |
| TD Bank | 10 | 15 |
| Freedom Mortgage Corporation | 10 | 27 |
| Newrez LLC | 9 | 27 |
| CUSO Mortgage Corporation | 9 | 16 |
| loanDepot.com LLC | 8 | 18 |
| Atlantic Federal Credit Union | 7 | 8 |
| Mutual of Omaha Mortgage | 7 | 9 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | 16 | no rate: base under 50 |
| Black or African American | under 10 | |
| White | 1,361 | 17.1% of 1,132 decided |
| 2 or more minority races | under 10 | |
| Joint | 26 | no rate: base under 50 |
| Race Not Available | 196 | 24.3% of 144 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 21 | no rate: base under 50 |
| Not Hispanic or Latino | 1,348 | 17.7% of 1,117 decided |
| Joint | withheld | |
| Ethnicity Not Available | 232 | 22.5% of 178 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 471 | 21.4% of 374 decided |
| Female | 360 | 21.1% of 298 decided |
| Joint | 652 | 12.2% of 551 decided |
| Sex Not Available | 130 | 34.0% of 97 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 685 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved