Mortgage lending in Somerset County, Maine
Lenders in Somerset County, Maine reported 1,822 mortgage applications for 2025, according to the CFPB.
1,822 mortgage applications and 1,107 loans originated in 2025; the denial rate was 21.7% of 1,483 applications decided. The median loan was about $175,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Somerset County, ME.
- 1,822
- Applications
- 1,107
- Loans originated
- 21.7%
- Denial rate
- 322 denied of 1,483 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,822 | 1,107 |
| 2024 | 1,649 | 1,002 |
| 2023 | 1,445 | 898 |
| 2022 | 1,912 | 1,147 |
| 2021 | 2,477 | 1,601 |
| 2020 | 2,230 | 1,400 |
| 2019 | 1,519 | 1,001 |
| 2018 | 1,432 | 880 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Bangor Savings Bank | 135 | 194 |
| Kennebec Savings Bank | 76 | 109 |
| Rocket Mortgage | 75 | 124 |
| The Camden National Bank | 65 | 95 |
| Sebasticook Valley Fcu | 63 | 63 |
| United Wholesale Mortgage | 59 | 89 |
| Skowhegan Savings Bank | 57 | 94 |
| Guild Mortgage Company | 46 | 59 |
| Mortgage Research Center | 37 | 80 |
| Maine State Credit Union | 29 | 41 |
| CUSO Mortgage Corporation | 21 | 30 |
| CMG Mortgage Inc | 19 | 29 |
| TD Bank | 17 | 31 |
| Freedom Mortgage Corporation | 17 | 33 |
| Guaranteed Rate, Inc. | 17 | 28 |
| Newrez LLC | 15 | 38 |
| loanDepot.com LLC | 14 | 33 |
| Fairway Independent Mort Corp | 14 | 22 |
| Luminate Bank | 13 | 17 |
| New American Funding, LLC. | 12 | 33 |
| T2 Financial LLC | 11 | 13 |
| Keybank National Association | 11 | 15 |
| Pennymac Loan Services LLC | 11 | 24 |
| Northpoint Mortgage, Inc. | 10 | 13 |
| Leaderone Financial Corp. | 9 | 10 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 14 | no rate: base under 50 |
| Asian | 10 | no rate: base under 50 |
| Black or African American | under 10 | |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 1,534 | 20.9% of 1,261 decided |
| 2 or more minority races | under 10 | |
| Joint | 23 | no rate: base under 50 |
| Race Not Available | 230 | 26.9% of 175 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 20 | no rate: base under 50 |
| Not Hispanic or Latino | 1,509 | 20.6% of 1,246 decided |
| Joint | 20 | no rate: base under 50 |
| Ethnicity Not Available | 273 | 27.5% of 204 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 707 | 25.6% of 567 decided |
| Female | 350 | 24.8% of 290 decided |
| Joint | 593 | 15.5% of 498 decided |
| Sex Not Available | 172 | 21.9% of 128 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1411 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved