Mortgage lending in Aroostook County, Maine
Lenders in Aroostook County, Maine reported 1,940 mortgage applications for 2025, according to the CFPB.
1,940 mortgage applications and 1,101 loans originated in 2025; the denial rate was 27.9% of 1,600 applications decided. The median loan was about $135,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Aroostook County, ME.
- 1,940
- Applications
- 1,101
- Loans originated
- 27.9%
- Denial rate
- 446 denied of 1,600 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,940 | 1,101 |
| 2024 | 1,841 | 1,077 |
| 2023 | 1,746 | 1,063 |
| 2022 | 2,229 | 1,427 |
| 2021 | 2,294 | 1,501 |
| 2020 | 2,148 | 1,411 |
| 2019 | 1,500 | 928 |
| 2018 | 1,535 | 883 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Machias Savings Bank | 166 | 262 |
| The County Federal CreditUnion | 149 | 281 |
| Acadia Federal Credit Union | 92 | 95 |
| Katahdin Trust Company | 91 | 127 |
| Rocket Mortgage | 76 | 121 |
| Bangor Savings Bank | 52 | 81 |
| Mortgage Research Center | 41 | 82 |
| United Wholesale Mortgage | 39 | 55 |
| Newrez LLC | 33 | 61 |
| Keybank National Association | 33 | 56 |
| Kind Lending, LLC | 31 | 37 |
| TD Bank | 25 | 44 |
| Navy Federal Credit Union | 16 | 31 |
| Guild Mortgage Company | 11 | 13 |
| Freedom Mortgage Corporation | 11 | 33 |
| loanDepot.com LLC | 10 | 28 |
| New Day Financial, LLC. | 10 | 28 |
| Fairway Independent Mort Corp | 8 | 9 |
| Amerisave Mortgage Company | 8 | 43 |
| Northern Mortgage Services, LLC | 7 | 9 |
| CUSO Mortgage Corporation | 7 | 12 |
| Pennymac Loan Services LLC | 7 | 13 |
| Leaderone Financial Corp. | 6 | 8 |
| New American Funding, LLC. | 6 | 37 |
| CMG Mortgage Inc | 6 | 8 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 24 | no rate: base under 50 |
| Asian | 13 | no rate: base under 50 |
| Black or African American | 11 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 1,612 | 26.3% of 1,352 decided |
| 2 or more minority races | under 10 | |
| Joint | 29 | no rate: base under 50 |
| Race Not Available | 248 | 36.8% of 182 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 17 | no rate: base under 50 |
| Not Hispanic or Latino | 1,627 | 27.1% of 1,365 decided |
| Joint | 22 | no rate: base under 50 |
| Ethnicity Not Available | 274 | 33.0% of 200 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 736 | 28.6% of 602 decided |
| Female | 385 | 35.3% of 326 decided |
| Joint | 627 | 20.1% of 532 decided |
| Sex Not Available | 192 | 37.1% of 140 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2176 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved