Mortgage lending in York County, Maine
Lenders in York County, Maine reported 10,849 mortgage applications for 2025, according to the CFPB.
10,849 mortgage applications and 6,776 loans originated in 2025; the denial rate was 19.0% of 8,744 applications decided. The median loan was about $295,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Portland, ME HUD Metro FMR Area, York County, ME (part) HUD Metro FMR Area, York-Kittery-South Berwick, ME HUD Metro FMR Area.
- 10,849
- Applications
- 6,776
- Loans originated
- 19.0%
- Denial rate
- 1,657 denied of 8,744 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 10,849 | 6,776 |
| 2024 | 10,013 | 6,147 |
| 2023 | 8,945 | 5,541 |
| 2022 | 11,852 | 7,685 |
| 2021 | 19,982 | 13,566 |
| 2020 | 19,807 | 13,422 |
| 2019 | 13,188 | 8,471 |
| 2018 | 11,197 | 6,988 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| CMG Mortgage Inc | 570 | 837 |
| United Wholesale Mortgage | 452 | 560 |
| Bangor Savings Bank | 357 | 513 |
| Rocket Mortgage | 299 | 433 |
| The Camden National Bank | 276 | 362 |
| Kennebunk Savings Bank | 255 | 423 |
| Lighthouse Federal Credit Union | 246 | 437 |
| Atlantic Federal Credit Union | 219 | 327 |
| Partners Bank of New England | 196 | 235 |
| Town and Country Federal Credi | 187 | 265 |
| Maine Community Bank | 185 | 238 |
| Guild Mortgage Company | 169 | 245 |
| TD Bank | 120 | 231 |
| Citizens Bank, NA | 112 | 175 |
| Saco & Biddeford Savings Institution | 102 | 142 |
| Northpoint Mortgage, Inc. | 102 | 120 |
| Service Federal Credit Union | 101 | 155 |
| Crosscountry Mortgage, LLC | 89 | 149 |
| Bank of America NA | 87 | 186 |
| TruChoice FCU | 85 | 105 |
| loanDepot.com LLC | 80 | 130 |
| PeoplesChoice Credit Union | 75 | 153 |
| M&T Bank | 74 | 118 |
| Navy Federal Credit Union | 72 | 148 |
| Evergreen Credit Union | 70 | 106 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 47 | no rate: base under 50 |
| Asian | 104 | 18.7% of 75 decided |
| Black or African American | 173 | 32.8% of 131 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 8,717 | 18.0% of 7,112 decided |
| 2 or more minority races | under 10 | |
| Joint | 136 | 9.3% of 108 decided |
| Race Not Available | 1,662 | 22.9% of 1,275 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 153 | 24.1% of 116 decided |
| Not Hispanic or Latino | 8,708 | 18.1% of 7,100 decided |
| Joint | withheld | |
| Ethnicity Not Available | 1,856 | 22.8% of 1,418 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 3,317 | 21.8% of 2,620 decided |
| Female | 2,099 | 21.5% of 1,679 decided |
| Joint | 4,316 | 14.6% of 3,598 decided |
| Sex Not Available | 1,117 | 23.7% of 847 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 308 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved