Mortgage lending in Washington County, Maine
Lenders in Washington County, Maine reported 1,087 mortgage applications for 2025, according to the CFPB.
1,087 mortgage applications and 632 loans originated in 2025; the denial rate was 27.3% of 902 applications decided. The median loan was about $145,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Washington County, ME.
- 1,087
- Applications
- 632
- Loans originated
- 27.3%
- Denial rate
- 246 denied of 902 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,087 | 632 |
| 2024 | 995 | 566 |
| 2023 | 1,065 | 597 |
| 2022 | 1,333 | 805 |
| 2021 | 1,574 | 973 |
| 2020 | 1,485 | 876 |
| 2019 | 1,010 | 599 |
| 2018 | 978 | 549 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Machias Savings Bank | 128 | 194 |
| Bangor Savings Bank | 64 | 88 |
| Rocket Mortgage | 57 | 94 |
| The Camden National Bank | 48 | 76 |
| First National Bank | 45 | 64 |
| Bar Harbor Bank & Trust | 27 | 40 |
| United Wholesale Mortgage | 21 | 27 |
| Mortgage Research Center | 20 | 36 |
| CMG Mortgage Inc | 12 | 22 |
| CUSO Mortgage Corporation | 12 | 15 |
| Downeast Credit Union | 11 | 14 |
| loanDepot.com LLC | 11 | 21 |
| Maine Savings Federal Credit Union | 10 | 23 |
| Leaderone Financial Corp. | 7 | 7 |
| Navy Federal Credit Union | 7 | 15 |
| Mutual of Omaha Mortgage | 7 | 12 |
| Pennymac Loan Services LLC | 7 | 10 |
| Crosscountry Mortgage, LLC | 6 | 7 |
| Guild Mortgage Company | 5 | 6 |
| Freedom Mortgage Corporation | 5 | 11 |
| Acadia Federal Credit Union | 4 | 5 |
| New American Funding, LLC. | 4 | 17 |
| JPMorgan Chase Bank, NA | 4 | 7 |
| Embrace Home Loans, Inc. | 3 | 5 |
| Seaboard Federal Credit Union | 3 | 4 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 12 | no rate: base under 50 |
| Asian | under 10 | |
| Black or African American | under 10 | |
| White | 922 | 25.7% of 764 decided |
| 2 or more minority races | under 10 | |
| Joint | 15 | no rate: base under 50 |
| Free Form Text Only | under 10 | |
| Race Not Available | 127 | 35.2% of 105 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 24 | no rate: base under 50 |
| Not Hispanic or Latino | 903 | 25.5% of 756 decided |
| Joint | withheld | |
| Ethnicity Not Available | 144 | 38.3% of 120 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 355 | 29.3% of 270 decided |
| Female | 260 | 31.1% of 225 decided |
| Joint | 392 | 22.1% of 344 decided |
| Sex Not Available | 80 | 33.3% of 63 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1992 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved