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Mortgage lending in New Jersey

Lenders in New Jersey reported 320,098 mortgage applications for 2025, according to the CFPB.

320,098 mortgage applications and 178,220 loans originated in 2025. 56,618 of the 245,584 applications decided were denied, 23.1%. From 2025, the CFPB’s Snapshot release.

320,098
Applications
178,220
Loans originated
18.7 per 1,000 residents, over the Census Bureau's 2025 estimate.
23.1%
Denial rate
56,618 denied of 245,584 applications decided.

The largest lenders in New Jersey

2 more columns on a wider screen

Lenders in New Jersey by loans originated, 2025
RankLenderOriginated
1Rocket Mortgage12,035
2Crosscountry Mortgage, LLC7,558
3Citizens Bank, NA7,208
4United Wholesale Mortgage7,084
5TD Bank6,695
6PNC Bank N.A.5,755
7Bank of America NA5,136
8Guaranteed Rate, Inc.4,826
9loanDepot.com LLC4,334
10JPMorgan Chase Bank, NA3,325
11Pennymac Loan Services LLC3,144
12CMG Mortgage Inc2,257
13Police and Fire Federal Credit Union2,136
14Oceanfirst Bank2,071
15Newrez LLC1,951
16American Neighborhood Mortgage Acceptance Company1,899
17Advisors Mortgage Group, LLC1,831
18Wells Fargo Bank NA1,716
19Valley National Bank1,659
20Nationstar Mortgage1,625
21Movement Mortgage, LLC1,579
22Absolute Home Mortgage1,569
23Affordable Mortgage Advisors1,545
24Navy Federal Credit Union1,515
25M&T Bank1,502

Counties in New Jersey

1 more column on a wider screen

Counties in New Jersey by loans originated, with the median loan, 2025
CountyOriginatedMedian loan
Ocean County17,244$295,000
Bergen County15,516$435,000
Monmouth County15,464$385,000
Middlesex County14,154$355,000
Burlington County11,794$255,000
Camden County11,717$225,000
Essex County11,652$465,000
Morris County10,498$395,000
Union County8,656$415,000
Gloucester County8,069$235,000
Mercer County7,367$275,000
Hudson County7,059$495,000
Passaic County6,998$385,000
Somerset County6,703$365,000
Atlantic County6,225$245,000
Cape May County4,127$375,000
Sussex County4,117$275,000
Hunterdon County2,982$305,000
Cumberland County2,748$195,000
Warren County2,736$255,000
Salem County1,643$195,000

New Jersey elsewhere on the Factbook

  • Reported crime Crime and justice

    Offenses reported to police by type, the trend, and the reporting coverage.

  • Most dangerous cities in New Jersey Crime and justice

    What each agency serving 25,000 or more reported, ranked. Agency populations overlap, so these do not add up to the state.

  • Prison population Crime and justice

    People held under the state’s correctional authority, and the imprisonment rate. A different publisher counting a different thing.

  • Arrests by race, sex and age Crime and justice

    Arrests as the FBI’s participating agencies reported them, with what the figures can and cannot support at the top.

  • Hate crime Crime and justice

    Incidents reported to the FBI by bias motivation, as counts — the collection publishes no participation share, so there is no rate to compare states on.

  • Federal obligations Federal spending

    What federal agencies obligated against a place of performance in the state, per resident and by agency.

  • Registered nonprofits Nonprofits

    How many organizations the IRS lists in the state, what they report as revenue, and which kinds of work they do.

  • Payments to doctors Health

    What drug and device companies reported paying doctors with a practice address in the state, and the largest recipients.

  • Immigration courts Immigration and the border

    The EOIR courts sitting in the state, what they completed and still have pending, and how far apart their asylum grant rates are. The courts, not the state’s residents: a detention court hears cases from far outside it.

  • Farm program payments Farm subsidies

    What the Farm Service Agency paid through the state’s county offices, by program and by recipient. The offices that administered the payments, not a count of farms: a recipient addressed elsewhere is counted where they were paid.

  • Paycheck Protection Program loans PPP loans

    The PPP loans SBA guaranteed to businesses operating in the state, by county, with how many carry a forgiveness amount and how many were charged off. Loans, not businesses: a business with two draws is two loans.

  • Public schools Schools

    Pupils, schools and teachers, the largest districts, what districts spend per pupil and where the money comes from, and the colleges that take federal student aid.

  • Banks and credit unions Banks and credit unions

    The FDIC-insured banks headquartered in the state and their offices, and the credit unions based there and their sites, each per resident and against every other state.

  • Housing Housing

    The homes under HUD’s rental assistance programs in the state, by program and county, and its tax-credit housing, each per resident and against every other state.

  • College athletics Sports

    Every college in the state that reported to the Equity in Athletics survey, ranked by its athletics revenue, with its expenses, athletes and athletic aid.

  • Federal civilian workforce Federal salaries

    Federal civilian employees stationed in the state by agency and occupation, with the pay OPM publishes and the share it withholds.

  • State employees by name State payrolls

    The state government's own payroll: every employee by name, department and title, with what the state paid them each year.

  • The New Jersey Factbook entry Across the Factbook

    Every measure the Factbook publishes for this state in one place, each with where it ranks among the others and the record it came from.

The immigration link above is EOIR’s courts, which sit in this state. CBP’s encounters are not by state and will not be: its sectors and field offices are areas of responsibility rather than a geography, and assigning them to states would be a claim the data does not make. Immigration and the border.

More about New Jersey →

Sources

Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built

Data retrieved