Mortgage lending in Hudson County, New Jersey
Lenders in Hudson County, New Jersey reported 13,888 mortgage applications for 2025, according to the CFPB.
13,888 mortgage applications and 7,059 loans originated in 2025; the denial rate was 25.9% of 10,156 applications decided. The median loan was about $495,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Jersey City, NJ HUD Metro FMR Area.
- 13,888
- Applications
- 7,059
- Loans originated
- 25.9%
- Denial rate
- 2,632 denied of 10,156 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 13,888 | 7,059 |
| 2024 | 12,645 | 6,284 |
| 2023 | 11,113 | 5,476 |
| 2022 | 16,671 | 8,865 |
| 2021 | 29,253 | 17,309 |
| 2020 | 27,613 | 15,812 |
| 2019 | 19,387 | 10,764 |
| 2018 | 17,801 | 9,357 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Crosscountry Mortgage, LLC | 641 | 1,074 |
| loanDepot.com LLC | 632 | 820 |
| Rocket Mortgage | 338 | 515 |
| United Wholesale Mortgage | 335 | 525 |
| JPMorgan Chase Bank, NA | 281 | 502 |
| TD Bank | 257 | 522 |
| Citizens Bank, NA | 207 | 464 |
| Bank of America NA | 157 | 483 |
| Guaranteed Rate, Inc. | 130 | 347 |
| PNC Bank N.A. | 116 | 249 |
| Valley National Bank | 114 | 178 |
| M&T Bank | 98 | 189 |
| CMG Mortgage Inc | 88 | 180 |
| Kearny Bank | 83 | 116 |
| Citibank, NA | 83 | 170 |
| Pennymac Loan Services LLC | 78 | 175 |
| HomeBridge Financial Services, Inc | 68 | 98 |
| Newrez LLC | 66 | 297 |
| Wells Fargo Bank NA | 65 | 145 |
| NJ Lenders Corp | 60 | 75 |
| Loan Funder LLC | 59 | 119 |
| Paramount Residential Mortgage | 58 | 97 |
| Provident Bank | 58 | 140 |
| The Loan Store, Inc | 57 | 99 |
| Champions Funding, LLC | 57 | 83 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 72 | 48.1% of 54 decided |
| Asian | 2,997 | 22.6% of 2,173 decided |
| Black or African American | 816 | 42.4% of 587 decided |
| Native Hawaiian or Other Pacific Islander | 33 | no rate: base under 50 |
| White | 5,699 | 23.9% of 4,355 decided |
| 2 or more minority races | 52 | no rate: base under 50 |
| Joint | 321 | 16.8% of 232 decided |
| Free Form Text Only | 16 | no rate: base under 50 |
| Race Not Available | 3,882 | 27.9% of 2,678 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 2,611 | 35.3% of 1,954 decided |
| Not Hispanic or Latino | 7,736 | 22.9% of 5,725 decided |
| Joint | 298 | 20.6% of 228 decided |
| Ethnicity Not Available | 3,230 | 25.8% of 2,241 decided |
| Free Form Text Only | 13 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 5,548 | 28.9% of 4,117 decided |
| Female | 2,890 | 27.0% of 2,119 decided |
| Joint | 3,446 | 20.6% of 2,563 decided |
| Sex Not Available | 2,004 | 25.1% of 1,357 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 35 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved